Here's what you get:
- Cover if you’re injured and need assistance with your daily activities.
- Cover up to 80 years of age (benefit reduces by 50% after age 75)
Up to four benefits can be paid:
This snapshot is a guide only. Make sure you read the NAB Essentials Product Disclosure Statement (PDF, 478KB) for details of exclusions, limitations, eligibility, fees and charges and how benefits are calculated and paid. Please also read the NAB Financial Services Guide before applying for this product.
Best Doctors connects you with a network of over 50,000 leading medical specialists from around the world. It offers a second opinion when you need it most, helping you get the right diagnosis and treatment plan.
You will be asked one medical question but no medical examination is required.
There are 5 different plans for you to choose from.
|Plan/benefit||Benefit limit per Accident||Plan A||Plan B||Plan C||Plan D||Plan E|
|Living assist||Benefit limit per Accident Up to 90 days||Plan A $200 per day||Plan B $400 per day||Plan C $500 per day||Plan D $600 per day||Plan E $800 per day|
|Homecare assist||Benefit limit per Accident Up to 45 days||Plan A Up to $50 per day||Plan B Up to $100 per day||Plan C Up to $125 per day||Plan D Up to $150 per day||Plan E Up to $200 per day|
|Transport assist||Benefit limit per Accident Lump sum||Plan A Up to $200||Plan B Up to $400||Plan C Up to $500||Plan D Up to $600||Plan E Up to $800|
|Fracture benefit||Benefit limit per Accident Lump sum||Plan A Up to $10,000||Plan B Up to $20,000||Plan C Up to $25,000||Plan D Up to $30,000||Plan E Up to $40,000|
|Maximum total payable for the life of the policy||Benefit limit per Accident||Plan A $50,000||Plan B $100,000||Plan C $125,000||Plan D $150,000||Plan E $200,000|
Call 1300 133 252, 8am - 7pm Mon-Fri (AEST/AEDT)
Your premium is calculated based on your age when you apply, and the amount of insurance you choose.
You can pay monthly or fortnightly by credit card or direct debit
You’ll receive a welcome pack with everything you need to know about your policy (including a policy schedule and policy document). Remember to read your policy and keep this handy in case you need to make a claim.
You should consider whether you already have these benefits under another insurance policy. A consultation with a financial planner is a good way to ensure that you have the cover you need.
To change your cover call 1300 411 535 between 8am - 7pm, Mon-Fri (AEST/AEDT).
If you're experiencing trouble with your premiums - for example, if you’ve missed one - please call us on 1300 411 535 between 8am - 7pm, Mon-Fri (AEST/AEDT) and we'll work something out.
For NAB Essential Injury means any illness or Injury that first occurred, appeared or was diagnosed before the start, increase (for the increased amount) or reinstatement of your policy, or for which you have experienced symptoms or received medical treatment leading to a diagnosis after the start of your policy, increase or reinstatement and while this cover is in force. This doesn’t include any illness or Injury you weren’t aware of, or couldn’t have been reasonably expected to be aware of.
We're always trying to improve our customers' experience, but we know things don't always go the way they should. Here you can find information about how you can raise an issue with us, how it will be resolved and what to do if you're still not satisfied.
With NAB Essential Life insurance, you’ll receive financial support for you and your loved ones if you’re diagnosed with a terminal illness or die.
Helps with repayments if you or any additional cardholders lose their job, become ill or disabled and can't work, or pass away.
We understand that it’s not the cheeriest topic, but life insurance is a key part of having a good financial plan. It means that if you or your partner die or become seriously ill, you might be able to help your family financially.