How it works

Check how much your car repayments could be with a NAB Personal Loan by adjusting the fields below. You can amend the loan term (how long you have to repay the loan), the repayment frequency and the type of interest (fixed or variable).

This calculator can help you estimate how much you can afford to borrow. So, you’ll have a budget in mind, before you begin shopping around for your new car.

tailor your personal loan repayments

Calculate what your car repayments could be with a NAB Personal Loan. Fees and charges payable. Amounts shown exclude fees.

I want to borrow
I want to pay off my car in (years)

A shorter term means higher repayments (as they're spread over less years). A longer term means lower repayments, but more interest paid by the end of the loan term.

1 2 3 4 5 6 7
and make repayments every Week Fortnight Month
I want my interest rate to be

A fixed rate means your loan's interest rate and repayments will stay the same for the loan term. Redraw won't be available. A variable rate means your loan's interest rate and repayments could move up or down.

Fixed Variable

Important information

Rates and information current as at 14th March 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

* Calculations are based on our headline interest rate and are estimates only. The amount includes the monthly Loan Service Fee and NAB Personal Loan cover (if selected, for the first year). The majority of our personal loan customers will get the headline rate or a lower rate. The interest rate you get may be different from the headline rate and will be based on a number of factors, including the information you provide and our credit assessment.

- Minimum interest rate for a variable rate loan is 9.99%p.a. (10.66% p.a. comparison rate) and the maximum interest rate is 18.99% p.a. (19.59% p.a. comparison rate)

- Minimum interest rate for a fixed rate loan is 9.99% p.a. (10.66% p.a. comparison rate) and the maximum interest rate is 18.99% p.a. (19.59% p.a. comparison rate)

# Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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