Personal loan interest rates

Apply online for a NAB Personal Loan

Get more than just a great rate with a NAB Personal Loan¹

There is a range of variable and fixed personal loan rates. The headline rate is the rate that the majority of customers will get. However, depending on your circumstances, you could get a rate lower or higher than the advertised headline rate. This rate is based on the details you give us on the application form, information from your credit history report and if you’re already a NAB customer we also use details we already have about you.

	$5,000 - $55,000	Comparison rate
Variable headline rate	12.69% p.a.¹	13.56% p.a.²
Fixed headline rate	12.69% p.a.¹	13.56% p.a.²

If you are interested in the indicator rates for our variable rate personal loan, please visit our indicator rates for other personal lending page. (Our indicator rates for personal loans are used to calculate the variable rates for our personal loans. The variable interest rate for a NAB personal loan will either be the indicator rate or, it will be the indicator rate plus or less a margin).

Important information

¹ Headline rates and information current as at 25 February 2019 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

² Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example of examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.