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Get more than just a great rate with a NAB Personal Loan1

There is a range of variable and fixed personal loan rates. The majority of our customers will get a variable or fixed headline rate or lower rate. The interest rate you get may be different from the headline rate depending on your circumstances. This rate is based on the following:

  • details you give us on the application form
  • information from your credit history report and
  • if you’re already a NAB customer, details we already have about you.
  Headline rate Comparison rate
Variable headline rate 12.69% p.a.1 13.56% p.a.2
Fixed headline rate 12.69% p.a.1 13.56% p.a.2

If you are interested in the indicator rates for our variable rate personal loan, please visit our indicator rates for other personal lending page. (Our indicator rates for personal loans are used to calculate the variable rates for our personal loans. The variable interest rate for a NAB personal loan will either be the indicator rate or, it will be the indicator rate plus or less a margin).

After more?

Dog in a car

NAB Personal Loan

Borrow for almost anything with a NAB Personal loan – wedding rings, boats, furniture, school fees, caravans and more.

blue cars

Personal loan for a car
Dreaming of a different drive but need a car loan? A NAB Personal Loan can get you on the road.
red book in a box

Personal loan for debt consolidation

Dealing with multiple debts can be difficult. Put it all in one place and get a helping hand with a NAB Personal loan for debt consolidation.

Important information

1 Headline rates, interest rates and information current as at 15th June 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example of examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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