Home loans for businesses - NAB
Home loans that work for you
Every business is different, so we take the time to get to know you and your unique situation before recommending the right home loan option.
Australia’s biggest business bank
As Australia’s biggest business bank, we work with small, medium and large businesses. We’re here to support our customers’ needs at every stage of their business.
Reduce interest
Save on interest by linking up to 10 offset accounts to your variable rate NAB Tailored home loan.
Explore our home loans
Compare our home loans options for owner occupiers and investors to find one that’s suitable for your needs.
For more information on comparison rates and the fees and charges that can apply, refer to our important information section.
For owner occupiers
Tailored variable rate with offset
Enjoy extra flexibility and features with access to up to 10 offset accounts.
| Interest rate | From 6.09% p.a to 6.79% p.a |
|---|---|
| Comparison rate | From 6.18% p.a to 6.87% p.a |
Criteria includes
- Principal and interest repayments
- Owner occupier
- Maximum loan-to-value (LVR) of 70%
- Not available for company or trust borrowers
Features
Fees
- $8 monthly service fee
- No application fee
Tailored fixed rate
Additional repayment certainty by locking your interest rate for a fixed term.
| 2 year fixed term interest rate | 6.39% p.a |
|---|---|
| 2 year fixed term comparison rate | 6.79% p.a |
Criteria includes
- Principal and interest repayments
- Owner occupier
- Maximum loan-to-value (LVR) of 70%
- Not available for company or trust borrowers
Features
Fees
- $8 monthly service fee
- No application fee
For investors
Tailored variable rate with offset
Enjoy extra flexibility and features with access to up to 10 offset accounts.
| Interest rate | From 6.20% p.a to 7.09% p.a |
|---|---|
| Comparison rate | From 6.29% p.a to 7.17% p.a |
Criteria includes
- Principal and interest repayments
- Investor loan purpose
- Maximum loan-to-value (LVR) of 70%
- Not available for company or trust borrowers
Features
Fees
- $8 monthly service fee
- No application fee
Tailored fixed rate
Additional repayment certainty by locking your interest rate for a fixed term.
| 2 year fixed term interest rate | 6.44% p.a |
|---|---|
| 2 year fixed term comparison rate | 7.04% p.a |
Criteria includes
- Principal and interest repayments
- Investor loan purpose
- Maximum loan-to-value (LVR) of 70%
- Not available for company or trust borrowers
Features
Fees
- $8 monthly service fee
- No application fee
How we calculate your rate
The rate range shown is an estimate only. The rate we offer you in the range will be based on your individual circumstances including (but not limited to) your banking history with NAB, information provided in your application, your credit risk and your credit history. This rate could change and may be different on the day of settlement.
Eligibility We’re here to help you understand our eligibility and application requirements
When you get in touch with a Business Expert, you can have a conversation about your income details, length of time trading and other eligibility requirements. We consider your business position holistically and treat every application individually.
Home loan calculators
Getting started The application process for business home loans
Step 1
Get in touch with a Business Expert
We consider your business position holistically and treat every application individually.
Step 2
We’ll help you calculate your borrowing power
A Business Expert will estimate how much you can borrow based on your individual circumstances.
Step 3
Guided home loan application support
We’ll help you apply for a home loan that’s tailored to your business situation.
Get in touch
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
Visit a NAB branch
Our business bankers are located all around Australia.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
Terms, conditions, fees, charges, eligibility criteria and lending criteria apply for all NAB products (available on request).
Other important information
Information and rates are correct as at 15 May 2026 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable.
Personal Banking Fees - a guide to fees and charges (PDF, 146KB)
© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686