Maximise your savings with bonus interest

Earn bonus interest 

Receive the variable bonus rate when you make at least one deposit on or before the second last banking day of the month and do not make any withdrawals during the month.

A friend for the long term

Ideal for longer term saving goals, such as a holiday or a home loan deposit.

Earn a bonus interest rate with no monthly account fee

Total interest rate

4.10 % p.a.

The total rate (variable base rate + variable bonus rate) you could earn if you meet the variable bonus rate conditions. View our indicator rates for deposit products for full details.

Variable Base Rates and Variable bonus rate info

Variable base rate
At a minimum, you’ll get this rate (subject to change).

0.10% p.a

Variable bonus rate
We’ll add this bonus rate if you make at least one deposit on or before the second last banking day of the month and no withdrawals during the month.

 4.00% p.a

Saving made simple

Track your progress, visualise your spending to spot opportunities to cut costs and reach your savings target. Get started with our Spending feature in the NAB app.

Other account options to consider

Haven't found what you're looking for? Here are some other accounts to explore.

Useful information

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Important Information

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.

Closing your account

The quickest and easiest way to close your account is through NAB Messaging in Internet Banking or the NAB app.

If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.