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Are you a new or existing customer? If you have ever been a NAB customer, select Existing.

New

Eligibility Applying online

  1. You're 14 years or older.

  2. You're an Australian resident for tax purposes.

  3. You have your ID ready.

Information for joint applicants

By completing this online joint account application all account holders agree that each account holder may operate the account with direct access to the funds in the account.

When you apply for a joint account online, each account holder will have direct access to the funds in the account, through digital channels like NAB Internet Banking and the NAB app, with a debit card or in a branch. This means each account holder can access the account individually to withdraw or deposit money separately from the other account holder.

If you want both account holders to jointly operate the account – meaning that both need to give permission for deposits and withdrawals – you’ll need to come into a branch to arrange this. Don’t apply online.

If your situation changes and you want to change how both people access the money, please visit a branch. Refer to important information for operating a joint account to help you make the best choice for your circumstances.

Security We need to verify your identity

In this application, we need to successfully, electronically verify your identity to open your new account. You’ll need to provide at least one of the following forms of ID, but it’s best to have two ready in case we need more information. 

  • Australian passport

  • Foreign passport

  • Australian driver’s licence

  • Medicare card

If you're Aboriginal or Torres Strait Islander and you don't have any of the required forms of identification, please call our Indigenous Customer Service line on 1800 966 100 Monday to Friday, 8:00am to 7:00pm (AEST/AEDT) or visit your nearest NAB branch

Applying with a birth certificate if you’re under 18

If you’re under the age of 18, you’ll need two forms of ID to apply online – one of which can be your birth certificate.

First, you’ll be prompted to select one valid ID from a list of acceptable options, including an Australian or foreign passport, Australian driver’s license or Medicare card.

Once uploaded, we’ll take you to a new page, which will allow you to select the birth certificate option from a provided list of IDs.

Other products

Open an optional NAB Classic Banking account within your NAB Reward Saver application.

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started. We’ll communicate electronically with you about the products you’ve selected in this application.

Existing

Applying online

  1. You're 14 years or older.

  2. You're an Australian resident for tax purposes.

  3. Have your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer.  There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones).  and password ready to use.

If you’re under the age of 14, you’ll need to visit a NAB branch with your parent or guardian to open your account.

Information for joint applicants

By completing this online joint account application, all account holders agree that each account holder may operate the account with direct access to the funds in the account.

When you apply for a joint account online, each account holder will have direct access to the funds in the account, through digital channels like NAB Internet Banking and the NAB app, or in a branch. This means each account holder can access the account individually to withdraw or deposit money separately from the other account holder.

If you want both account holders to jointly operate the account – meaning that both need to give permission for deposits and withdrawals – you’ll need to come into a branch to arrange this. Don’t apply online.

If your situation changes and you want to change how both people access the money, please visit a branch. Refer to important information for operating a joint account at nab.com.au/jointaccounts to help you make the best choice for your circumstances.

Other products

Ready to apply?

If you've checked you're eligible to apply, let's get started. We’ll communicate electronically with you about the products you’ve selected in this application.

  • The application will ask you to log into NAB Internet Banking, so you’ll need your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer.  There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready.

Open your account in the NAB app

If you’re already a NAB customer and have the app installed, open your account in the app.

Want to apply online instead?

If you’ve checked you’re eligible to apply, let’s get started.

Terms and Conditions

Product benefits, rates and key fees are shown during the application. Check these details to make sure these are what you are looking for before submitting your application.

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions (PDF, 627KB), opens in new window. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.