NAB Qantas Rewards Card

A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 420KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Capped at $3,000 spend per statement cycle

Usual cost is approx. $89 dollars.

To earn and redeem Qantas Points using your NAB Qantas Rewards Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Card and join through qantas.com.au/joinffnab. Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms. Find out more about these rewards from Qantas at qantaspoints.com/use-points.

You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

• Qantas flights booked directly through qantas.com and Qantas Contact Centres;
• Qantas flights booked through selected travel agents but processed with Qantas Airlines identified to card scheme as the relevant merchant;
• purchases of Qantas Frequent Flyer membership;
• purchases of Qantas Club membership, joining and annual fees;
• purchases of Qantas Gift Vouchers; and
• purchases made through qantasstore.com.au, qantasshop.com.au and qantasepiqure.com.au.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from:

• Qantas Freight
• Qantas Holidays Ltd
• Qantas Business Travel Pty Ltd
• other businesses or franchisees of Jetset Travelworld Ltd
• Qantas Staff Travel
• Jetstar Airways Pty Ltd
• other Jetstar-branded businesses, or
• for goods or services supplied by Qantas Frequent Flyer program partners.

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.