Standard rates & fees

  • 19.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies. 2

  • 21.74 %p.a.

    Cash advance rate

  • $250

    Annual card fee

  • Up to 44

    Interest free days on purchases3

  • $6000

    Minimum credit limit

Special offer


  • 30,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening.

    View disclaimer *
  • NAB may vary or end this offer at any time. See important information below.

Make the most of your everyday purchases by earning Qantas points

1 Qantas Point per $1.50

For the first $3,000 of everyday purchases on your Visa Card4

1 Qantas Points per $3

For the next $3,000 ($3,001 - $6,000) of everyday purchases on your Visa Card4

Join for free

Free Qantas Frequent Flyer membership (a saving of $89.50)5

Redeem Rewards

Including award flights, products and vouchers from the Qantas store5

More Points

Earn 1 Bonus Point for every dollar on eligible Qantas services5


Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Add another card?

Add an additional cardholder at no extra cost.7

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Concierge service

Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.6

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access.

Complimentary insurances

7 complimentary insurances1 to keep you safe

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Apply online in 25 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Qantas Rewards Signature Card

Our highest Qantas Points earn rate with platinum services and complimentary insurances View disclaimer 1

NAB Rewards Platinum Card

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

NAB Qantas Rewards Card

Earn Qantas Points on your everyday spend

We're ready to help you

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