19.99 % p.a.
Offer
65,000 bonus Qantas Points
Offer
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Standard purchase rate
Balance transfer rate
0 % p.a.
Standard balance transfer (BT) rate for 12 months. 3% BT fee applies. Unpaid BT reverts to cash advance rate.
Interest free on purchases
Up to 44 days
Annual card fee
$ 250
Rates and fees
Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.
| Standard purchase rate |
19.99% p.a. |
|---|---|
| Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to cash advance rate |
0% p.a. |
| Interest free days on purchases | Up to 44 |
| Annual card fee |
$250 p.a. |
| Minimum credit limit | $6,000 |
| Cash advance rate This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account. |
21.74% p.a. |
How to earn Qantas Points
Make the most of your everyday purchases to earn Qantas Points and redeem them for rewards. Qantas Points are capped at $6,000 per statement period.
1 Qantas Point per $1.50
For the first $3000 on everyday purchases using your Visa card.
1 Qantas Point per $3
For the next $3000 ($3001 - $6000) of everyday purchases on your Visa card.
Join for free
Free Qantas Frequent Flyer membership (a saving of $99.50).
Redeem rewards
You can redeem your rewards for award flights, products, vouchers and more from the Qantas store.
Bonus points
Earn 1 bonus point for every dollar on eligible Qantas services.
Benefits of this card
Enjoy complimentary services, discounts and other great benefits with the NAB Qantas Rewards Premium Card.
Complimentary insurances
This covers domestic, interstate and international travel to keep you safe at your destination.
Visa Premium Access
Discover hundreds of deals, discounts and privileges with Visa Premium Access, opens in new window.
Add another card
Add an additional cardholder at no extra cost.
Fraud protection
NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.
Concierge service
Your own 24 hours a day, 7 days a week personal assistant for travel and lifestyle services with NAB Concierge Service.
Emergency assistance
We’re here for you 24 hours a day, seven days a week over the phone if your credit card is lost or stolen.
Things to consider
We want to help you choose the right card, so here are a few things to consider about this card before you apply.
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Capped monthly points earn compared to our NAB Rewards cards.
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Higher interest rates compared to our NAB Low Rate Card.
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Lower points earn per dollar compared to our NAB Qantas Signature Card.
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Higher annual fee compared to our other cards.
Enjoy six complimentary insurances
Travel insurances
Purchase insurances
Ready to apply?
Apply online in 15 minutes and get a response in 60 seconds.
Earn Qantas Points when you shop
You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.
Shop with Qantas Points
Looking for another way to use your Qantas Points? With more than 8,000 products from over 500 leading Australian and international brands, the Qantas Shopping Rewards Store is a one stop shop for rewarding yourself using your Qantas Points.
Make the most of travel
Make the most of your Qantas Frequent Flyer Points by taking a holiday. There’s a lot that goes into making a holiday happen, so check out our travel tips and tools for inspiration and guidance.
Credit card tools and calculators
Need help finding the right card or want to see how much you could save with our credit cards? We have some handy tools to help.
Understanding credit cards
Here are some handy guides to help you better understand how credit cards work.
Help and support
We're here to help. Use our guides and support services to better manage your money.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other credit cards to consider
Still trying to decide on the right card for you? Here are a few more options to consider.
Contact us
Visit a NAB branch
If you have any questions or are unable to apply online, visit us in branch – we’ll be happy to help.
Terms and Conditions
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Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change.Correct as at 5 February 2022.
Credit cards issued by National Australia Bank Limited.
Forms and links
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window