Standard rates & fees

  • 19.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies. Unpaid balance transfer reverts to cash advance rate.2

  • 21.74 %p.a.

    Cash advance rate

  • $250

    Annual card fee

  • Up to 44

    Interest free days on purchases3

  • $6000

    Minimum credit limit

Find out more about rates and fees.

Special offer


  • 65,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening.

    View disclaimer *
  • NAB may vary or end this offer at any time. See important information below.

Why choose a Qantas premium card?

A Qantas premium card allows you to make the most of your everyday purchases by earning Qantas credit card points. This means you get:

1 Qantas Point per $1.50

For the first $3,000 of everyday purchases on your Visa Card4

1 Qantas Points per $3

For the next $3,000 ($3,001 - $6,000) of everyday purchases on your Visa Card4

Free Frequent Flyer membership

Free Qantas Frequent Flyer membership (a saving of $99.50)5

Redeem Rewards

Including award flights, products and vouchers from the Qantas store5

More Points

Earn 1 Bonus Point for every dollar on eligible Qantas services5


A Qantas Premium card gives you a whole range of features and benefits which include:

Complimentary insurances

This covers domestic, interstate and international travel to keep you safe at your destination.1

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Add an additional cardholder

Add an additional cardholder at no extra cost.7

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Concierge service

Your own 24-hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.6

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access.

Things to consider when choosing this card

  • Capped monthly points earn compared to our NAB Rewards cards.
  • Lower points earn per dollar compared to our NAB Qantas Signature Card.
  • Higher interest rates compared to our NAB Low Rate Card.
  • Higher annual fee compared to some of our other cards.

Discover more credit card benefits and what they can do for you.

Make the most of travel

Make the most of your Qantas Frequent Flyer Points by taking a holiday. There’s a lot that goes into making a holiday happen, so check out our travel tips and tools for inspiration and guidance.

Complimentary insurances

Complimentary insurances1

  • International travel insurance
  • Transit accident insurance
  • Interstate flight inconvenience insurance
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance
  • Extended warranty insurance

Find out more

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Qantas Rewards Signature Card

Our highest Qantas Points earn rate with platinum services and complimentary insurances View disclaimer 1

NAB Rewards Platinum Credit Card

Earn NAB Rewards Points to redeem on gift cards, travel, tech and more, plus enjoy complimentary insurances. View disclaimer 1

NAB Rewards Signature Credit Card

Our highest NAB Rewards points earn rate to redeem on gift cards, travel, tech and more. View disclaimer 1

We're ready to help you

Talk to an expert
Contact us