standard rates and fees

  • 19.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% BT fee applies1

  • 21.74 %p.a.

    Cash advance rate

  • $95

    Annual card fee

  • Up to 44

    Interest free days on purchases2

  • $6000

    Minimum credit limit

Applying online is easy

Apply online in 15 minutes and get a response in 60 seconds

We may ask you for payslips or bank statements

New to NAB? Get identified online

Receive your card in up to 5 working days

You need to be at least 
18 years old