Rates and fees

  • 0.00

    monthly account fees

  • 0.00

    overdrawn fees

  • 0.00

    direct charge at NAB ATMs or RediATMs

You'll also earn a competitive interest rate. See all our Interest rates, fees and charges personal products.

Benefits and features

Get more from your retirement

  • For those 55 or over and retired, or receiving a Government pension or allowance.
  • No monthly account fee. And, you’ll also earn a competitive interest rate.

Unlimited access to your money

  • NAB ATMs, rediATMs, EFTPOS, NAB Telephone Banking and at any NAB branch.
  • 24/7 online access with NAB Internet Banking and the NAB App – you can also check your balance instantly with NAB Quick Balance on your phone.

Easy access to your money

  • Choose a NAB Visa Debit card with Visa payWave.
    Use your own money for ATM withdrawals and purchases wherever Visa is accepted, including online and overseas.
  • Choose a NAB Debit card for ATM withdrawals and EFTPOS purchases in Australia.

Protection against fraud

Opening your account

Contact us about your NAB Retirement Account

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