• Collect flybuys points on everyday purchases¹
• Seven complimentary insurances² – see the Insurance section for details
• Up to 44 interest free days on purchases³
• NAB Concierge Service⁴ - your own 24/7 personal assistant
• Access to our 24/7 NAB Service Centre

Purchases: 19.99% p.a.
Cash advances: 21.74% p.a.
Balance transfers: 4.99% p.a. for 6 months

Annual card fee: $95

Other fees may apply

• Personal banking guide to fees and charges
• Related documents, including terms and conditions

All fees and interest rates are subject to change. Correct as at 13 November 2017. View full details of fees and charges

Collect 1 flybuys point for every $1 spent on everyday purchases on your Visa card¹. Points are capped at $20,000 spend per statement

These insurances are complimentary with your NAB flybuys Rewards Card². These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 391KB) for full details, including exclusions.

Overseas Travel Insurance²

Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB flybuys Rewards Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents.

Interstate Flight Inconvenience Insurance²

Pay for your return interstate airfares in full on your NAB flybuys Rewards Card prior to departure and you could be covered if your luggage is lost or delayed, or if you have to cancel or change an interstate flight due to serious illness, injury or death. You also may be covered for the rental vehicle insurance excess if you rent a car.

Transport Accident Insurance²

Pay for your conveyance costs in full on your NAB flybuys Rewards Card and you could have cover if you, your accompanying spouse or dependent children die or are seriously injured in an accident while travelling as a passenger.

Domestic Hotel Burglary Insurance²

Pay for or secure 100% of your hotel accommodation costs on your NAB flybuys Rewards Card and you could be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia during a trip.

Purchase Protection Insurance²

You could be covered if new items you bought on your NAB flybuys Rewards Card are lost, stolen or accidentally damaged within 90 days of the date of purchase.

Extended Warranty Insurance²

Buy a new domestic appliance in Australia on your NAB flybuys Rewards Card and you could receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Price Protection Insurance²

Shop with confidence on your NAB flybuys Rewards Card within Australia knowing you could be reimbursed the difference between the price you paid for a new item and a lower printed advertised price for the same item.