• Seven complimentary insurances - see the Insurance section for details.
  • NAB Concierge Service - your own 24/7 personal assistant.
  • Access to our 24/7 NAB Service Centre.

Benefits of Visa

Rates and fees

Purchases: 19.74% p.a.

Cash advances: 21.74% p.a.

Balance transfers: 0.00% p.a. for 6 months with a 2% fee1 (Read more about balance transfers).

Annual card fee: $90.00

Other fees may apply.

Annual card fee and interest rates are subject to change. Correct as at 13 March 2018. View full details of fees and charges.


These insurances are complimentary with your NAB Premium Card2. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 450KB) for full details, including exclusions. You can also call Allianz Global Assistance on 1800 187 025.

If you're after a different card, you might be interested in

NAB Low Fee Platinum Card

Our lowest annual fee card with platinum services and complimentary insurances

NAB Low Fee Card

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Check out our credit card range

Whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.

Important information

1 Balance Transfer Standard Rate

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

2 Insurances

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.

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