NAB Premium Card (No longer for sale)
Looking for a new Low Fee credit card? We've provided a couple of options below. Or, you can browse all of our cards.
Purchases: 19.74% p.a. Cash advances: 21.74% p.a. Balance transfers: 0% p.a. for 6 months with a 2% fee1 (Read more about balance transfers).
Annual card fee: $90.00. Other fees may apply.
Annual card fee and interest rates are subject to change. Correct as at 13 March 2018. View full details of fees and charges.
These insurances are complimentary with your NAB Premium Card. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 450KB) for full details, including exclusions. You can also call Allianz Global Assistance on 1800 187 025.
Cover for travel cancellation, overseas medical expenses, lost luggage (up to $20,000) or travel documents, rental vehicle excess, accidental death and disability, missed connections, personal liability, rental vehicle damage and theft excess waiver, hijack and detention, and kidnap and ransom.
To qualify, use your NAB Premium Card to purchase a minimum of $500 of your prepaid transportation costs (including travel by air, rail, road or watercraft) and/or accommodation costs and/or organised land tour costs all of which are inclusive of any charges, fees and/or taxes (excluding foreign currency and travellers cheques) on your NAB Premium Card.
Other eligibility criteria also apply.
You're covered if, during an interstate flight, your luggage is lost or delayed or if you have to cancel or amend an interstate flight due to serious illness.
Cover if you or members of your family die or are seriously injured in an accident while travelling.
You can be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia.
Protection for new items purchased with your NAB Premium Card, if they're stolen or accidentally damaged within 90 days of the date of purchase.
If you purchase a new domestic appliance in Australia using your NAB Premium Card you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.
Shop with confidence within Australia knowing you can be reimbursed the difference between the price you paid for a new item with your NAB Premium Card and a lower printed advertised price for the same item.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.
Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances.
Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store.
After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.