Upcoming personal credit card changes

From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.


  • Earn Qantas Frequent Flyer Points on your everyday spend.
  • Complimentary purchase protection insurance.
  • Up to 44 Interest free days on purchases.
  • Minimum Credit limit $500.
  • Add an additional cardholder at no extra cost.

Benefits of Visa


Rates and fees

Variable purchase rate

20.99% p.a.

Variable cash advance rate

21.74% p.a.

Balance transfers

0% p.a. for 6 months with a 2% fee (Read more about balance transfers).

Annual card fee


Other fees may apply.

Personal banking guide to fees and charges.

Annual card fee and interest rates are subject to change. Correct as at 13 March 2020. View full details of fees and charges.


Earn Qantas Frequent Flyer Points on everyday purchases and redeem them for rewards in the Qantas Frequent Flyer Program, including reward flights or a variety of products and vouchers from the Qantas Frequent Flyer Store.

0.5 Qantas Point per $1 on everyday purchases on your Visa card

Points are capped at $3,000 spend per statement.

Find out more about NAB Qantas Cards.


Complimentary purchase protection insurance

For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you receive your item.

Other NAB credit cards

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions