Credit card reward points
Every time you use your credit card you could earn rewards points to access a variety of benefits and bonuses. NAB offers a range of reward credit cards but before deciding which one is right for you, it’s important to know how you can use your credit card to earn and spend rewards points.
The reward programs we offer
NAB Rewards Points
With your NAB Rewards Credit Card, points are uncapped, so there is no limit on the amount of points you can earn each month. Once your account is open and you use your card, you can start earning points straight away.
Our NAB Rewards program has a wide range of rewards to choose from. There are also options to earn double and triple points at selected retailers.
NAB Rewards Points Booster
Like to get more points when you shop? If you shop with select stores or use your card overseas, you can earn more points.
Earn double points
Double your points at these major department and hardware stores online and instore:
Earn triple points
Get three times the points.
Read more about earning NAB Rewards Points.
You can earn Qantas Points on your everyday purchases and 1 Bonus Point for every dollar on eligible Qantas services using your Visa Card. Some transactions, such as cash advances and gambling transactions, will be excluded from earning points.
Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months. You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account, opens in new window.
Read more about earning Qantas Points.
If you’re an existing Qantas Frequent Flyer member, you can include your membership number in your application. Then we can link your card to your rewards membership before your card arrives.
If you’re not already a Qantas Frequent Flyer member, you can join for free. We’ll send you reminders on your monthly statement, via text and letter if you don’t link your membership to your card.
Managing and redeeming your rewards points
Each rewards program lets you manage and redeem your points online. You can check your balance and redeem your points at the website or portal of your rewards program.
NAB Rewards program
You can redeem your NAB Rewards points using NAB Internet Banking, the NAB app or NAB Connect (for business cards) which takes you to the NAB Rewards Store, opens in new window.
Redeem on gift cards, travel, tech and lots more in the NAB Rewards Store. We’ve teamed up with some popular airlines so you’re not limited to travelling with just one. Top up your frequent flyer and rewards program balance with your flybuys, Velocity Frequent Flyer, KrisFlyer, Asia Miles and Airpoints.TM
Ensure you have assigned NAB Rewards access (PDF, 472KB), opens in new window to a user.
Login and select Accounts in the top menu area.
Select NAB Rewards in the menu drop down list.
Select the Redeem button to be taken to the NAB Rewards Store.
Qantas Rewards programs
To redeem your Qantas Points, visit the Qantas Frequent Flyer portal, opens in new window.
Other rewards programs
Our flybuys and Velocity Rewards cards are no longer for sale, however you can still redeem your flybuys points , opens in new windowand Velocity Frequent Flyer points, opens in new window using their websites.
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