What are credit card reward points
Every time you use your credit card, you can earn rewards points to access various benefits and bonuses. We offer a range of rewards credit cards, including Qantas Rewards credit cards and NAB Rewards credit cards. Before you decide which one is right for you, you should compare rewards credit cards to understand how the rewards work and how you can spend your rewards points.
How credit card points work
Earning points: You can earn points on eligible purchases made with your rewards credit card. Your point earning rates will depend on the type of card you have and the type of purchase you make.
Points redemption: Redeem your points for flights, gift cards, merchandise, or cash back, but remember that different rewards cards have different point requirements.
Choose a card: Before you sign up for a new credit card with points, compare the points earning rates and annual fees. Evaluate redemption options to ensure they match your preferences.
Manage costs: Some rewards credit cards have higher interest rates and fees. Consider whether the potential reward benefits outweigh the high interest rates and fees.
Compare our rewards credit cards
Chose between our two rewards offerings.
| NAB Rewards credit cards | NAB Qantas Rewards credit cards | |
|---|---|---|
| About this rewards program | NAB Rewards credit cards Points are uncapped so there’s no limit on the amount of points you can earn each month.
Once your account and card are active, you can start earning points straight away. |
NAB Qantas Rewards credit cards Earn Qantas Points on your everyday purchases
and one bonus point for every dollar on eligible Qantas services
using your NAB Visa card. |
| What cards are available? | NAB Rewards credit cards NAB Signature Card
NAB Platinum Card
|
NAB Qantas Rewards credit cards NAB Qantas Rewards Premium Card
NAB Qantas Rewards Signature Card
|
| Other benefits and offers | NAB Rewards credit cards With the NAB Rewards Points Booster you can earn extra points when you shop at selected stores or use your card overseas. You also have the option to auto-redeem for Velocity Points (2 NAB Rewards Points = 1 Velocity Point). |
NAB Qantas Rewards credit cards Earn an additional 1 bonus Qantas Point per whole $1 on eligible transactions including:
|
| What rewards can I earn? | NAB Rewards credit cards
|
NAB Qantas Rewards credit cards Redeem rewards for flights, products, vouchers and more via the Qantas Marketplace (more than 20,000 products from 900 brands) Earn Qantas Points when you shop through Qantas shopping (over 400 brands online) |
| Fees | NAB Rewards credit cards NAB Rewards Signature Card $24 monthly card fee, reversed if you spend $5,000 or more in a statement period. NAB Rewards Platinum Card $195 annually |
NAB Qantas Rewards credit cards NAB Qantas Rewards Signature Card $395 annually NAB Qantas Rewards Premium Card $250 annually |
| Extra benefits | NAB Rewards credit cards
NAB Rewards Signature Card Only:
|
NAB Qantas Rewards credit cards
|
| Learn more | NAB Rewards credit cards |
NAB Qantas Rewards credit cards |
More useful information
How do credit cards work?
A guide to help you decide if a credit card is right for you and how to apply for one if it is.
Types of credit cards
We have a range of different types of credit cards at NAB. Learn more and compare to find the right card for you.
Travel benefits and rewards
Explore offers, benefits and rewards you can take advantage of before your next trip.
Terms and Conditions
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