Credit card reward points

Every time you use your credit card you could earn rewards points to access a variety of benefits and bonuses. NAB offers a range of reward credit cards but before deciding which one is right for you, it’s important to know how you can use your credit card to earn and spend rewards points.

The reward programs we offer

If you’re looking for a credit card that comes with reward points, we offer Qantas Reward credit cards and NAB Rewards credit cards. 

NAB Rewards Points

With your NAB Rewards Credit Card, points are uncapped, so there is no limit on the amount of points you can earn each month.  Once your account is open and you use your card, you can start earning points straight away.

  • If you’ve got a bonus point offer, your bonus points will be credited within 3 months of meeting your spend criteria.

Our NAB Rewards program has a wide range of rewards to choose from. There are also options to earn double and triple points at selected retailers.

NAB Rewards Points Booster

Like to get more points when you shop? If you shop with select stores or use your card overseas, you can earn more points.

Earn double points

Double your points at these major department and hardware stores online and instore:

  • Myer and David Jones

  • Kmart, Target and Big W

  • Bunnings, Mitre 10 and Home Timber and Hardware

  • Stratco and Total Tools.

Earn triple points

Get three times the points.

  • On purchases made online with Webjet.

  • On purchases when travelling overseas.

  • On overseas purchases made here in Australia.

Read more about earning NAB Rewards Points.

Qantas Points

You can earn Qantas Points on your everyday purchases and 1 Bonus Point for every dollar on eligible Qantas services using your Visa Card. Some transactions, such as cash advances and gambling transactions, will be excluded from earning points.

  • If you’ve signed up for a bonus point offer, bonus Qantas Points will be credited within 3 months of meeting your spend criteria.

Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months. You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account, opens in new window.

Read more about earning Qantas Points.

Earn Qantas Points when you shop

You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping, opens in new window. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.

Shop with Qantas Points

Looking for another way to use your Qantas Points? With more than 20,000 products from over 900 of the world’s leading brands, the Qantas Marketplace is a one stop shop for rewarding yourself using your Qantas Points.

Shop using your Qantas Points , opens in new window

Qantas membership

If you’re an existing Qantas Frequent Flyer member, you can include your membership number in your application. Then we can link your card to your rewards membership before your card arrives.

  • You can find your membership number on a recent statement from Qantas or on your Qantas card.

If you’re not already a Qantas Frequent Flyer member, you can join for free, opens in new window.   We’ll send you reminders on your monthly statement, via text and letter if you don’t link your membership to your card.

Managing and redeeming your rewards points

Each rewards program lets you manage and redeem your points online. You can check your balance and redeem your points at the website or portal of your rewards program.

NAB Rewards program

You can redeem your NAB Rewards points using NAB Internet Banking, the NAB app or NAB Connect (for business cards) which takes you to the NAB Rewards Store, opens in new window.

Redeem on gift cards, travel, tech and lots more in the NAB Rewards Store. We’ve teamed up with some popular airlines so you’re not limited to travelling with just one. Top up your frequent flyer and rewards program balance with your flybuys, Velocity Frequent Flyer, KrisFlyer, Asia Miles and Airpoints.TM

NAB Internet Banking and the NAB app

  1. Log into NAB Internet Banking or the NAB app and go to Cards.

  2. Select your NAB Rewards card and you'll be able to see your points.

  3. Select Redeem points and you'll be taken to the NAB Rewards Store.

NAB Connect

  1. Ensure you have assigned NAB Rewards access (PDF, 424KB), opens in new window to a user.

  2. Login and select Accounts in the top menu area.

  3. Select NAB Rewards in the menu drop down list.

  4. Select the Redeem button to be taken to the NAB Rewards Store.

Qantas Rewards programs

To redeem your Qantas Points, visit the Qantas Frequent Flyer portal, opens in new window.

Other rewards programs

Our flybuys and Velocity Rewards cards are no longer for sale, however you can still redeem your flybuys points , opens in new windowand Velocity Frequent Flyer points, opens in new window using their websites.

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Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686