Standard rates & fees

  • 19.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies. 1

  • 21.74 %p.a.

    Cash advance rate

  • $95

    Annual card fee

  • Up to 44

    Interest free days on purchases2

  • $500

    Minimum credit limit

Find out more about rates and fees.

Make the most of your everyday purchases by earning Qantas points

0.5 Qantas Point per $1

on everyday purchases on your Visa Card3

Join for free

Free Qantas Frequent Flyer membership (a saving of $99.50)5

Redeem rewards

Including award flights, products and vouchers from the Qantas store5

More Points

Earn 1 Bonus Point for every dollar on eligible Qantas services5

Card features and benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Complimentary purchase protection insurance

For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for three months from the date of purchase.4

Add another card?

Add an additional cardholder at no extra cost.5

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Discover more credit card benefits and what they can do for you.

Not the right card for you?

NAB Qantas Rewards Premium Card

Get more out of your everyday purchases by earning Qantas Frequent Flyer Points, with the added benefits of complimentary insurances

NAB Rewards Classic Card

Earn NAB Rewards Points on your everyday spend

NAB Rewards Platinum Card

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances

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