2 year fixed rate special

For owner occupiers with a NAB Choice Package home loan making principal and interest repayments.

For more information on comparison rates1 and the fees and charges that can apply please refer to our Important Information below.

  • 2.98 %p.a.

    2 year fixed rate

  • 4.36 %p.a.

    Comparison rate1

  • $395

    Annual Choice Package fee

  • $0

    application fee

Ready to get started?

Apply online for conditional approval. It takes only 15-20 minutes.

Features and benefits

Certainty of repayments

Lock in a great rate and know that your minimum repayments won’t change during the fixed term.

NAB Choice Package

Get discounts & benefits with your fixed rate home loan through the NAB Choice Package.

Flexible repayment frequencies

Choose when you make your repayments - weekly, fortnightly or monthly.

Split your loan

Get the best of both worlds by splitting your loan into variable and fixed portions.

Pay off your loan sooner

Make extra repayments up to $20,000 within the fixed rate term without paying any fees.

Control from your pocket

Track your home loan progress, estimate your property equity and more from within the NAB App.

Enjoy a $2,000 home buying bonus

Found the right home for you and ready to buy? With NAB, you could receive a $2,000 bonus to make that move a little easier.

See Important Information for full eligibility, lending criteria and other offer Terms and Conditions.2

Fixed home loan interest rates


Choice Package - Principal & Interest
NAB Choice Package – Principal & Interest Interest rate Comparison rate1
1 year Interest rate 3.19% p.a. Comparison rate1 4.48% p.a.
2 year Interest rate 2.98% p.a. Comparison rate1 4.36% p.a.
2 year first home buyer special3 Interest rate 2.88% p.a. Comparison rate1 4.34% p.a.
3 year Interest rate 2.98% p.a. Comparison rate1 4.26% p.a.
4 year Interest rate 3.19% p.a. Comparison rate1 4.24% p.a.
5 year Interest rate 3.19% p.a. Comparison rate1 4.17% p.a.

Comparison rate warning1

Compare rates for all home loan products

Other options to consider

Variable with Offset

A home loan with a discounted variable rate and a 100% offset account.

Basic Variable

Pay no ongoing monthly fees with our simple, low-rate home loan.

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