Variable rate & fees

For more information on the fees and charges that can apply please refer to our important information below.

  • 5.86 %p.a.

    variable rate

  • $250

    annual service fee

  • $600

    application fee

Features and benefits

Easily access your money

Withdraw your money when you need it up to your credit limit1 when you open a NAB transaction account and link it to your mortgage facility.

Borrow up to 80% of the property value

Get into your new home faster by borrowing up to 80% of your property’s value.

No scheduled repayments

Make principal repayments  when you want. You only need to pay any interest charges at the end of each month.

Enjoy benefits and discounts

Bundle your NAB FlexiPlus Mortgage with a NAB Choice Package and pay one annual package fee ($395)2 to access a great range of benefits and discounts.

Use your equity to get ahead

When you have enough equity in your home, you can use the NAB FlexiPlus facility to  invest, upgrade or renovate.

Control from your pocket

Stay on top of your home loan through the NAB App. You can track your home loan progress, estimate your property equity and more.

Ready to get started?

Apply online for conditional approval. It takes only 15-20 minutes.

Interest rates

FlexiPlus Mortgage
NAB FlexiPlus Mortgage Facility Variable rate
FlexiPlus Mortgage Variable rate 5.86% p.a.
FlexiPlus Mortgage – Choice Package Variable rate 5.71% p.a.

Other options to consider

NAB Choice Package

Get more from your banking. Package your banking products and enjoy discounts and other benefits.

NAB Fixed Rate Home Loan

Lock in your interest rate and enjoy the certainty of fixed repayments.

NAB Base Variable Rate Home Loan

Get into your home sooner with our simple, low-cost home loan.

Important information

1 If the line of credit facility is attached to more than one account, you can only withdraw up to the account limit on each account.

2 These benefits only apply to products and services as long as that product or service is part of your NAB Choice Package.

Loan, investment and credit card accounts are only treated as being part of your NAB Choice Package if the NAB Choice Package offer document that you sign specifies that they are included in your package. Each other product or service described in these terms and conditions is only included in your package if you ask us to include it when you apply for it.

NAB FlexiPlus Mortgage Facility is not available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.

Information and rates are correct as at 27 June 2019 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable. National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB).

Let's talk

We're ready to help you

Talk to an expert
Call 13 78 79

Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)