Variable rates and fees

Variable rate

9.86 % p.a.

Annual service fee

$ 250

Application fee

$ 600

For more information on the fees and charges that can apply, please refer to the important information section.

Benefits and features

If you need bridging finance, we can help with a NAB FlexiPlus Mortgage. Learn how it might help.

Easily access your money

Withdraw your money when you need it up to your credit limit when you open a NAB transaction account and link it to your mortgage facility.

Borrow up to 80% of the property value

Get into your new home faster by borrowing up to 80% of your property’s value.

No scheduled repayments

Make principal repayments when you want. You only need to pay any interest charges at the end of each month.

Use your equity to get ahead

When you have enough equity in your home, you can use the NAB FlexiPlus facility to invest, upgrade or renovate.

Control from your pocket

Stay on top of your home loan through the NAB App. You can track your home loan progress, estimate your property equity and more.

More help and support

Use our helpful guides, FAQs and support services to help manage all of your banking more easily.

Contact us for home loan related queries

Book an appointment

Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.

Customer Support Tool

Solve problems quickly online with our easy-to-follow guides. Simply select a topic and we’ll direct you to the information you need.

Call us

Speak to a home loan expert about a new or existing home loan.

Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

13 78 79

Terms and Conditions

Application Fee Waiver Offer Terms and Conditions NAB Tailored Home Loan

The Application Fee Waiver Offer ("The Offer") is a waiver of the Application Fee of $600 on a new NAB Tailored Home Loan.

The Offer is available from 6 November 2021 until withdrawn by NAB. NAB may vary or end this offer at any time without notice. To be eligible for the Offer, an application must be submitted during the period that the offer is available and then approved, and drawn down within the time period set out in the applicant's loan offer.

The Offer is available for new lending only (including refinances and limit increases for existing borrowers). The Offer is not available for any variation or change of loan purpose of any existing NAB home loan where a new application is not required.