Features and benefits

NAB will absorb overseas bank fees when using Internet Banking

Send in 40 currencies to over 100 countries

$10 fee when sending money overseas in foreign currency using Internet Banking

Enjoy competitive exchange rates

See our latest rates

Changes to International money transfer fees in Internet Banking

We have reduced the fee for International money transfers sent in a foreign currency. From 1 November, the upfront international money transfer fee will be reduced to $10 per transaction when sending in a foreign currency.

Payments that are sent in Australian Dollars will increase from $22 per transaction to $30 per transaction.

NAB will absorb overseas bank fees when using Internet Banking.

  New Old
Foreign Currency transfer requested in Internet Banking  $10 $22
Australian Dollar transfer requested in Internet Banking  $30 $22

Please note that whilst the new International Money Transfer fees will be effective as of 1 November 2017, the Personal Banking Fees – A Guide to Fees and Charges, and Business Banking Fees – A Guide to Fees and Charges booklets will be updated with these fee changes on 13 November 2017.

Information you need to transfer money internationally

To transfer money to another country you’ll need the following information from your recipient:

  • Their full name and street address (not a PO Box)
  • The IBAN or bank account number
  • A SWIFT code or BIC (this identifies their bank) or the full bank address
  • Any other information they have like sort codes or routing code


To transfer money overseas now login to internet banking.

If you need some help, we can show you how easy it is. Watch our video, transfer money overseas using NAB internet banking.

If you transfer your money in the destination currency, you’ve locked in your exchange rate so you know how much you’re sending.


It’s cheaper to do it yourself online, but we can help you send the money from any branch.


Read about our Fees and charges for international payments.


  • The money leaves your account shortly after you submit your transfer, generally within one business day.
  • The recipient should get the money in one to three business days.
  • We’ll return your funds if the transfer is unsuccessful.

Call us on 1300 888 413 if you have any questions about the transfer.


If you'd like more information about transferring money overseas, take a look at our international funds transfer guide.


If you have any questions for our International Service Desk, you can reach them directly on +613 8641 9930 (Option 2).

You can also send them a secure message on internet banking. Or visit the NAB branch that helped you with your transfer.

We're ready to help you

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Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)

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