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You'll have heard the old, almost grandmotherly adage that 'every dollar counts'. But guess what - it's true.
Give me the main points
- Every extra dollar you contribute towards your super adds up.
- Set up automatic payments to add a dollar, two or 10 each month.
- Alternatively, you can make one-off contributions when you have the funds.
- Over time, your extra returns are likely to compound in value.
Voluntary super contributions, also called non-concessional contributions, refer to any payments you make to your super fund out of your take-home pay. Making after-tax super contributions is an easy way to boost your retirement savings on your own schedule.
Your super money jar
Setting up small, automatic after-tax payments is a simple and effective way to add a little extra every month. In the same way people empty their coins into a change jar at the end of a day, making small contributions to your super is like putting your coins into your super savings instead, which you can access when you retire.