Benefits of tracking your spending
See where your money is going
See a breakdown of your spending by category and merchant, helping you to see where you are spending. You can also see the money you’ve received.
See the bigger picture
Select up to five of your accounts, and a period of up to two years to see a combined and wider view of the money you’ve received and expenses.
Choose how to categorise
Spending automatically categorises your transactions. If you feel another category suits better, you can change categories from the transaction’s details.
Setup a budget
Set an amount against categories, where you would like to reduce or maintain your spending and track your progress.
How to track your expenses
Log into online banking
- Log into the NAB app or NAB Internet Banking with your NAB ID and password/passcode.
- Select Spending from the Internet Banking menu.
- If using the NAB app, tap More (iOS) or the Menu icon (Android) and select Spending.
Customise your view
- Select Change filters from the menu.
- Select up to five accounts to track.
- Select your date ranges to track. You can choose from a range of options including Pay cycle, Custom date range and more.
Explore your Spending data
- You’ll see a categorised view of your money coming in and out of your selected accounts.
- Select a specific category to view the transactions included.
- Dig into the details to help you budget and save.
Related articles
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Create a budget to help you meet your money goals.
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Why you need an emergency fund
Learn what an emergency fund is for and how to start your own.
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