What is NAB Budgets?

Budgets is an expense tracking tool in the NAB app and NAB Internet Banking that helps you manage your money. You can create a budget for a variety of different expenses, including essential household bills.

Budgets helps you track your spending against your budgeted amount. By creating a realistic budget and tracking your spending, you can avoid over spending. This helps you hit your financial goals faster.

How Budgets can help you

Manage your money your way

Choose where you would like to reduce or maintain your spending to help you have more money for what you love. 

Cut back on overspending

Budgets helps you track those areas you sometimes overspend in, so you can easily adjust your spending habits.

Save more

By creating a budget you can work towards saving more, to help you reach your savings goals faster. 

Getting started with Budgets

Internet Banking

  1. Log into NAB Internet Banking.
  2. Select Spending from the menu.
  3. Select Budgets.
  4. Select create budgets.
  5. Ensure you have an eligible account and select one or more accounts to track.
  6. Set the frequency of your budget and the start date.
  7. Select the categories you would like to set a budget on.
  8. Set a budget amount.
  9. Tap create a budget

NAB App

  1. Log into the NAB App.
  2. Tap more.
  3. Tap Spending.
  4. Tap Budgets.
  5. Tap create budgets.
  6. Ensure you have an eligible account and select one or more accounts to track.
  7. Set the frequency of your budget and the start date.
  8. Select the categories you would like to set a budget on.
  9. Set a budget amount.
  10. Tap create a budget.

Deleting a budget in the NAB app

Internet Banking

  1. Log into NAB Internet Banking.
  2. Select Spending from the menu.
  3. Select Budgets.
  4. Tap selected category.
  5. Tap Remove budget.
  6. Tap Done.

NAB App

  1. Log into the NAB app.
  2. Tap More.
  3. Select Spending from the menu.
  4. Select Budgets.
  5. Tap selected category.
  6. Tap Remove budget.
  7. Tap Done.

Download the NAB app

Not already registered? Download or update the NAB app today.

  1. Download from Google Play or App Store.

  2. Tap Login on the home screen.

  3. Tap Register.

Related articles

How to budget

Create a budget to help you meet your money goals.

Money saving tips to reach your goals

Learn how to make your saving plans succeed with our simple money saving tips.

Why you need an emergency fund

Learn what an emergency fund is for and how to start your own.

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Important information

NAB recommends you consider the Internet Banking terms and conditions document, before making any decisions regarding NAB Internet Banking or the NAB app. NAB Internet Banking and the NAB app are issued by National Australia Bank Limited. The NAB app is compatible with AndroidTM OS 7.0 and above, and iOS 11.0 or later.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries.

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Android is a trademark of Google LLC.

The information contained in this article is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial and taxation advice before acting on any information in this article.