Transfer money overseas

Not a NAB Customer?

Before you can transfer money overseas with NAB you must be a NAB customer with an open transaction account. Opening a NAB transaction account is simply a 7 minute online application form, and there are no monthly account fees.

Already with NAB, what's next?

1. Activate NAB internet banking.

2. Confirm the bank details of the person or business you’re transferring to.

3. Check your internet banking transfer limit. You can increase this if you need to yourself via internet banking settings or by giving us a call.

4. To make an international transfer you need to have SMS security protection switched on, which you can do via settings in Internet banking.

To transfer money to another country, you'll need the following information from your recipient:

• Their full name and street address (not a PO Box)
• The IBAN or bank account number
• A SWIFT code or BIC (this identifies their bank) or the full bank address
• Any other information they have like sort codes or routing code

Online via NAB Internet Banking and Mobile App

We have an easy to submit online form available in internet banking on desktop (under the ‘Funds Transfer’ menu select ‘New International Transfer’) and through our mobile app (select ‘International payment’ from the menu or ‘Overseas’ in ‘Transfer & pay’). You can make a transfer in a few simple steps through confirming:

1. The account you’d like to pay from

2. The country and currency you’d like to send funds in, and the amount you want to send

3. The details of where to send your money through providing your recipients bank details.

4. When you want the money to be sent now, in the future or recurring.

5. If you’re happy with the displayed real time or indicative exchange rate you accept and off the transfer goes!***

In person at any branch

While our fees are less if you make an International money transfer yourself online, we can help you send the money overseas from any branch.

The money leaves your account shortly after you submit your transfer, generally within one business day.

Transfer of funds is usually received within 24 hours by the beneficiary's bank.**

We’ll return your funds if the transfer is unsuccessful for whatever reason to your NAB account.

You can view the status of your international transfer real time in Internet banking through viewing the transaction in your payment list which will show if it has been paid or rejected.