Why choose a NAB EFTPOS machine?

Our NAB EFTPOS machines give you a fast and reliable way to take payments in-store, on the countertop or on the go. Choose either a NAB Standalone EFTPOS machine or an Integrated EFTPOS solution which integrates with your point of sale (POS). With free installation and set-up, and 24/7 Australian based support we make it easy for you to start taking payments.

Benefits of choosing a NAB EFTPOS machine

Simple pricing option

Better understanding of your fees with a simple 1.15% flat rate to easily forecast and reconcile your merchant service fees.

Simple Pricing may automatically apply Merchant Choice RoutingMerchant Choice Routing allows merchants to choose to send contactless ‘tap-and-go’ transactions from Multi-Network debit cards through the Australian eftpos network instead of the current Visa or Mastercard® network. .

Point of sale integration

Our Integrated EFTPOS terminal integrates with your POS for easy payment processing, and is compatible with over 700 POS systems.

Same day settlement

If you settle your transactions to a NAB Business Everyday Account before 9:30pm AEST, you'll have same-day settlement  and access to your funds seven days a week.

Our EFTPOS terminal solutions

We have two EFTPOS machines, one standalone and one that can integrate with a point of sale (POS) system. You'll also have access to NAB support and online resources to ensure a smooth setup and effortless payments from the very first transaction.

NAB EFTPOS Standalone Terminal (QT850)

Accept card payments effortlessly wherever your customers are with our convenient terminal. With safe and secure payment processing you’ll enhance customer satisfaction with every tap. Ideal for countertop or for when you're moving around your store.

  • Simple pricing of 1.15% of the value of each transaction (on Visa, Mastercard , EFTPOS and UnionPay cards ), plus your EFTPOS machine rental.

  • Accepts most cards, contactless and mobile payments including Google Pay and Apple Pay.

  • Fast, easy, secure and compliant payment processing.

  • Flexible surcharging options, choose to pass on the transaction fee to your customers.

  • Colour: Black
  • Display: 8.89cm colour touchscreen
  • Dimensions: Length 180mm x Width 77mm x Height 60mm
  • Weight: 395 grams
  • Long-lasting battery with USB-C charging
  • Fast thermal printer
  • Security: PCI PTS 6.x security
  • Operating system: Android Pie 9.0

Connectivity

  • Mobile 4G
  • Bluetooth enabled
  • Wi-Fi
Request a call back
Learn more about the Standalone EFTPOS machine

NAB EFTPOS Integrated Terminal (Ingenico Move 5000)

Integrate with a cloud based Linkly  or POSGate credited point of sale (POS) system. Get all the benefits of the Standalone EFTPOS option plus:

  • Seamless integration with over 700 different POS systems designed for retail, hospitality and much more.

  • Easily manage stock and sales across systems.

  • Access to detailed transaction, settlement and inventory reporting.

  • Slyp digital receipts via selected POS providers.

  • Colour: Black
  • Display: 8.89cm colour touchscreen
  • Dimensions: Length 169mm x Width 78mm x Height 57mm
  • Lightweight: 320 grams
  • Fast thermal printer
  • Security: PCI PTS 4

Connectivity

  • Mobile 4G
  • Bluetooth enabled
  • Wi-Fi
Request a call back
Learn more about the Integrated EFTPOS machine

NAB EFTPOS machine rates and fees

Check out our simple pricing for a NAB EFTPOS machine. If you’re looking for a standalone EFTPOS machine or the added benefit of POS integration, we’ve got options to suit your business needs.

Merchant Service Fee

1.15 %

Percentage of purchase value you’re charged on Visa, Mastercard , eftpos and UnionPay cards .

EFTPOS machine rental fee

$ 25

The monthly rental fee for your integrated or standalone EFTPOS machine.

Set up fee

$ 0

No set up fee and no fixed term contracts.

Negotiated pricing

Negotiated pricing is available to merchants who meet the relevant criteria available on application.

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT).

The application process

Step 1

Check your eligibility

  • You have an active ABN.
  • You're the business owner, director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.
  • You've not had a merchant facility terminated by an Australian financial institution with the last 12 months.

Step 2

Get in touch with a Transactional Banking Specialist

Complete the enquiry form in under two minutes and we’ll call you within one business day.

Request a callback

Step 3

Discuss your requirements with a Transactional Banking Specialist

We’ll talk you through your options and help you work through what’s suitable for your business. We’ll also be able to complete your application during the call, you'll just need to have your NAB ID or two forms of ID to complete security checks.

What customers are saying about us

Renee, The Barberhood

“I wanted to create a destination that offered exceptional service in Men’s grooming so I hired the best people, and I wanted the best systems to match. I found a banker who believed in me and my business and didn’t treat me like a number, they spoke to me about NAB’s EFTPOS solutions. The machines are not only reliable, but also offer my customers a fast, simple, and secure way to make payments.”

Kim, Chapter One Café

“When I moved to Australia, my goal was to build a coffee culture and community by starting a local café. But I needed to make sure my business operations would support it. Having a NAB EFTPOS Machine means I get easy access to funds, plus a secure and reliable way to take customer payments. Having 24/7 support when I need it has been a huge relief and lets me spend more time doing what I love best – speaking with and getting to know my customers.”

Cyber safety Security and fraud protection

We take fraud prevention and the security of your business seriously. Here are just some of the ways we can help you reduce the risk of fraud and scams. 

Protect your business from card fraud and payment scams

Learn about card and payment fraud and simple steps you can take to protect your business.

Securing your EFTPOS terminal and protecting your business

Find out more about NAB's Merchant EFTPOS security.

Preventing and handling chargebacks

Find out more about chargebacks and how to avoid them.

Other products to consider

NAB Business Everyday Account ($0 monthly fee)

Only pay for what you need, with this transaction account with no monthly account fee.

NAB Easy Tap

Learn how the NAB Easy Tap app can turn your Android device into an EFTPOS reader.

NAB Gateway

The fast easy and reliable way for your business to take online payments.

Frequently asked questions

  • You can connect your EFTPOS machine to the network using Wi-Fi, 4G mobile network.

  • You may be able to start taking payments with your EFTPOS machine within seven days of your application being approved.

  • An EFTPOS machine is the device provided by a bank or financial institution to give a business access to the EFTPOS payment systems to accept card payments, process sales and do cash-out transactions. POS stands for Point of Sale, which is technology that links your store information to your EFTPOS transactions. A POS system integrates with your EFTPOS machine, processes orders, manages stock and provides sales reports and insights.

  • EFTPOS machines allow businesses to accept a wide variety of debit and credit card payment types including VISA, Mastercard, eftpos, Apple Pay, Google Pay, Samsung Pay, American Express and many more.

  • NAB Merchant Services offer convenient and secure customer payment and merchant solutions with features that reduce fraud, enhance security, reduce exposure to fraud and risks if the terminal is lost or stolen and offer safe and secure processing provided by a leading business bank.

Help and support Merchant support centre

Learn more about your EFTPOS machine and get step-by-step instructions on how to perform everyday tasks as well as troubleshooting guides.

Visit our merchant support centre

Contact us

Talk to a Transactional Banking Specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

24/7 Terminal support

Call us for terminal support 24/7.

1300 369 852

Terms and Conditions

A NAB Merchant Solution is available provided you meet NAB’s standard merchant approval criteria. NAB is under no obligation to commence supplying merchant services to you until NAB determines in its discretion that you have met those criteria. See Merchant Agreement.

©2024 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686