NAB Easy Tap | Contactless card payments for merchants - NAB

Why choose NAB Easy Tap

NAB Easy Tap is a tap and pay app that turns your Android device into a payment terminal to accept contactless payments on the go. With no need for a separate EFTPOS machine, it's a simple low-cost flexible payment solution which lets your business take payments anywhere, any time.

Note: to use NAB Easy Tap, your Android device will need to be Near Field Communication (NFC) enabled and running an Android Operating System (OS) of 10 or later.

Big benefits for small business

Zero set up costs or hardware terminal fees

A single flat rate of just 1.40%  per tap for all Visa, Mastercard , and eftpos payments . No up-front setup costs and no need to buy or rent a separate terminal.

Take secure payments

NAB Easy Tap payments are protected by security specifically designed for mobile payments and processed by NAB, so you can be confident they're safe and secure.

Same day settlement

Settle your NAB Easy Tap transactions in to a NAB Business Everyday Account before 9:30pm (AEST/AEDT), and you'll have same-day settlement and access to your funds seven days a week.

Rates and fees

Check out the simple, pay-as-you-go fees for NAB Easy Tap. Fees are charged only when you use your device to take payments.

Merchant Service Fee

1.40 %

per tap

Set up fee

$ 0

No terminal hardware fees

$ 0

Applying for NAB Easy Tap

Before applying for NAB Easy Tap, check to ensure that your device meets the following criteria:

  • Must be Android only (the app is downloaded via the Google Play store).
  • Minimum device operating system of Android 10 or above.
  • Device required to have Near Field Communication (NFC) reader.
  • Device requires an internet (Wi-Fi or mobile network) connection.

The application process

Step 1

Check your eligibility

  • You have an active ABN.
  • You're the business owner or a director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.
  • You've not had a merchant facility terminated by an Australian financial institution with the last 12 months.

Step 2

Get in touch with our business banking specialists

Complete the enquiry form in under 2 minutes and we’ll call you within 1 business day.

Or call us directly on 1300 338 767. 

Request a callback

Step 3

Discuss your requirements with a business banking specialist

We’ll talk you through your options and help you work through what’s suitable for your business. We’ll also be able to complete your application during the call, you'll just need to have your NAB ID or two forms of ID to complete security checks.

How it works

Step 1. Select payment type

Choose 'card payment' from the menu in the NAB Easy Tap app.

Step 2. Ask for card

You will be prompted to ask the customer to tap their card on your device.

Step 3. Security PIN

If required, ask the customer to enter their PIN.

Step 4. Payment outcome

The outcome of the transaction will be displayed.

Frequently asked questions

  • When a cardholder or card issuer has any reason for concern regarding a credit card, Visa debit or debit Mastercard transaction, a dispute can be raised to authenticate the transaction. See credit card chargebacks for further information. 

  • Yes, simply download the NAB Easy Tap app to your Android device to accept contactless payments, with no need to buy or rent an EFTPOS machine.

  • No, but with NAB Easy Tap you can see your transactions and daily totals at a glance and view daily, weekly and quarterly sales reports. It's great for doing business on the go.

Cyber safety Security and fraud protection

We take fraud protection and the security of your business seriously. Here are just some of the ways we can help you reduce the risk of fraud and scams. Protect your business from card fraud and payment scams.

Protect your business from card fraud and payment scams

Learn about card and payment fraud and simple steps you can take to protect your business.

Preventing and handling chargebacks

Find out more about chargebacks and how to avoid them.

Securing your EFTPOS terminal and protecting your business

Find out more about NAB's Merchant EFTPOS security.

What customers are saying about us

Set up for success

“NAB Easy Tap is the perfect solution for us as it offers mobility, reliability and convenience all wrapped up in one neat package. We’re now pretty much a cashless business, with 98% of our customers paying for our services via their phone."

Chris Doerfel, co-founder and manager

Hydrofoil Academy , opens in new window

Convenience made easy

"I love the convenience of NAB Easy Tap, it's so easy to use and gives me everything I need in the palm of my hand. It's great value for small businesses. If you're considering NAB Easy Tap, don't hesitate."

Maz Sybel, Owner

Maz Sybel Unisex Hair Design , opens in new window

Help and Support

Learn more about NAB Easy Tap, get step-by-step instructions on how to download and setup the app, perform everyday tasks, as well as troubleshooting guides.

Visit our merchant support centre

Contact us

Talk to a Transactional Banking Specialist

Let us help your business banking needs.

Mon-Fri 8am-6pm AEST/AEDT

1300 338 767

For NAB Easy Tap support

Call us for NAB Easy Tap support, select option 1

7 days a week, 7am-7pm AEST/AEDT

1300 369 852

For NAB Business Account support

Call us for your general enquiries about business banking.

Mon-Fri 8am-8pm AEST/AEDT

13 10 12

Terms and Conditions

$0 monthly fees

Transactions to/from your account conducted via NAB Internet Banking (including bill payment BPAY), NAB Telephone Banking (including bill payment BPAY), Osko and other NPP payments, EFTPOS and periodical payments, direct debits, direct credits and other funds transfers to/from your account but do not include: – banker assisted transactions to/from your account where a card or card PIN are used in connection with the transaction/s; or – unless otherwise specified.

Excludes all non-NAB ATMs within Australia and overseas ATMs. Additional service fees and charges will apply to other services such as international money transfers, as detailed in Section 5 – Other service fees of 'Business Banking Fees – A Guide to Fees and Charges'. All business channel fees that relate to NAB Connect, NAB Direct Link, National Online Corporate and National Online Business are separate and additional.

Any advice contained on this page has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider whether it is appropriate for your circumstances.

NAB recommends you read the terms and conditions which apply to the NAB Everyday Business Account available on this page, before making any decisions regarding this account. This product is issued by National Australia Bank Limited ABN 12 004 044 937.

The Target Market Determination for this product is available at nab.com.au/TMD.