Big benefits for small business

We've seen painters paid on the go and small business start to grow with NAB Easy Tap. It’s a tap and pay app that turns your Android device  into a payment terminal to accept contactless  payments on the go. With no need for a separate terminal, it's a simple low-cost flexible payment solution which lets your business take payments anywhere, any time.

Note, to use NAB Easy Tap your Android device will need to be Near Field Communication (NFC) enabled and running an Android Operating System (OS) of 10 or later.

Zero set up costs or hardware terminal fees

A single flat rate of just 1.40%  per tap for all Visa, Mastercard , and eftpos payments . No up-front setup costs and no need to buy or rent a separate terminal.

Take secure payments

NAB Easy Tap payments are protected by security specifically designed for mobile payments and processed by NAB, so you can be confident they're safe and secure.

No need for a terminal

Simply download the NAB Easy Tap app to your Android device  to accept contactless  payments, with no need to buy or rent another device.

Same day settlement

If you settle your NAB Easy Tap transactions in to a NAB business bank account before 9:30pm AEST, you'll have same-day settlement  and access to your funds seven days a week.

No minimum contract term

NAB Easy Tap has no minimum contract term and no exit fees.

Data and insights to help you grow

See your transaction data in real time so you can spot sales trends and get the information you need to help you manage and grow your business.

Rates and fees

Check out the simple, pay-as-you-go fees for NAB Easy Tap. Fees are charged only when you use your device to take payments.

Fixed rate

1.40 %

per tap

Set up fee

$ 0

No terminal hardware fees

$ 0

Case study Set up for success with NAB Easy Tap

“NAB Easy Tap is the perfect solution for us as it offers mobility, reliability and convenience all wrapped up in one neat package.

We’re now pretty much a cashless business, with 98% of our customers paying for our services via their phone.

It’s simplified how we run and manage our business, and at the same time enhanced our customer experience.”

Chris Doerfel, co-founder and manager

Hydrofoil Academy Australia, opens in new window

Use your Android device to take payments on the go

  • Simple set up, no additional hardware like external card readers required.

  • Accept in-person payments contactless  payments from most cards , mobile payments, Apple Pay  and Google Pay .

  • Take secure payments with PIN entry for transactions over the contactless limit.

  • Security features to protect you from fraud if your Android device  is lost or stolen, including password-protected refunds.

  • Email or SMS receipts to customers instantly through NAB Easy Tap. You can also add your logo to receipts for a more professional look.

"I love the convenience of NAB Easy Tap, it's so easy to use and gives me everything I need in the palm of my hand. It's great value for small businesses. If you're considering NAB Easy Tap, don't hesitate."

Maz, owner, Maz Sybel Unisex Hair Design

How it works

Step 1. Select payment type

Choose Card payment from the menu in the NAB Easy Tap app.

Step 2. Ask for card

You will be prompted to ask the customer to tap their card on your device.

Step 3. Security PIN

If required, ask the customer to enter their PIN.

Step 4. Payment outcome

The outcome of the transaction will be displayed.

Apply for NAB Easy Tap

Please read our eligibility criteria before applying.

Eligibility criteria

Please ensure you meet all the following eligibility criteria:

  • You have an active ABN.

  • You're the business owner or director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.

  • You've not had a merchant facility terminated by an Australian financial institution with the last 12 months.

Ensure your device is compatible with the NAB Easy Tap app

Before applying for NAB Easy Tap, check to ensure that your device meets the following criteria:

  • Must be Android only (the app is downloaded via the Google Play store).

  • Minimum device operating system of Android 9 or above.

  • Device required to have Near Field Communication (NFC) reader.

  • Device requires an internet (Wi-Fi or mobile network) connection.

Are you a new or existing NAB customer?


Use this option if you don’t already have a NAB business account

As part of the application process you'll also be prompted to apply for a NAB Business Everyday Account ($0 monthly fee) to settle NAB Easy Tap transactions into.

Begin your application online


Use this option if you already have a NAB business account that you’d like to settle transactions into.

Complete the form in under 2 minutes and a business banking specialist will contact you.

Cyber safety Security and fraud protection

We take fraud protection and the security of your business seriously. Here are just some of the ways we can help you reduce the risk of fraud and scams. Protect your business from card fraud and payment scams.

Contact us

Talk to a Transactional Banking Specialist

Let us help your business banking needs.

Mon-Fri 8am-6pm AEST/AEDT

For NAB Easy Tap support

Call us for NAB Easy Tap support, select option 1

7 days a week, 7am-7pm AEST/AEDT

For NAB Business Account support

Call us for your general enquiries about business banking.

Mon-Fri 8am-8pm AEST/AEDT

Terms and Conditions

$0 monthly fees

Includes transactions to/from your account conducted via NAB Internet Banking (including bill payment BPAY®), NAB Telephone Banking (including bill payment BPAY®), Osko and other New Payments Platform (NPP) payments, EFTPOS and periodical payments, direct debits, direct credits and other funds transfers to/from your account but do not include: - banker assisted transactions to/from your account where a card or card PIN are used in conjunction with the transaction/s; or - unless otherwise specified, excludes mutiple funds transfers made via NAB Internet Banking.

Excludes all non-NAB ATMs within Australia and overseas ATMs. Additional service fees and charges will apply to other services such as international money transfers made via NAB Internet Banking as details in Section 5 - 'Other service fees' of NAB's brochure 'Business Banking Fees - a Guide to Fees and Charges'. All business channel fees that relate to NAB Connect, NAB Direct Link, National Online Corporate and National Online Business are separate and additional.

Any advice contained on this page has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider whether it is appropriate for your circumstances.

NAB recommends you read the terms and conditions which apply to the NAB Everyday Business Account available on this page, before making any decisions regarding this account. This product is issued by National Australia Bank Limited ABN 12 004 044 937.

The Target Market Determination for this product is available at