Benefits and features

Use your money where it’s needed most

  • No account or transaction fees1.
  • No minimum balance or deposit required.

Full access to your account

Link your account

Rates and fees

  • $0 monthly account fee1.
  • $0 transaction fee1.
  • No ATM fees within Australia (we don't charge you but you may be charged by the owner of non-NAB ATMs).
  • Overseas ATM fees apply if you use ATMs via PLUS or CIRRUS networks overseas:
    • Balance enquiry - $1
    • Withdrawal - $4
    • Foreign currency transaction fee (includes PLUS or CIRRUS foreign currency conversion fees) – 2% of Australian dollar transaction amount (applies to withdrawals made in currencies other than Australian dollars).

Before you apply


The NAB Community Fee Saver is only available to not-for-profit organisations and community groups.

We'll need proof of your not-for-profit status before we open the account. This can be provided by documents such as:

  • A copy of the governing documents like a Memorandum and Articles of Associations or constitution proving not-for-profit status, or
  • An ATO income tax exemption certificate.

Important Information

1 Other service fees may apply. Additional service fees and charges will apply to other services such as international money transfers, multiple funds transfer made via NAB Internet Banking as detailed in Section 5 – Other service fees of NAB's brochure 'Business Banking Fees – A Guide to Fees and Charges'. All business channel fees that relate to NAB Connect, NAB Direct Link, National Online Corporate and National Online Business are separate and additional.

Business Banking Fees – A guide to fees and charges

NAB Business Products – Terms and conditions

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Ltd ABN 12 004 044 937.

Closing your account

You or any other authorised person can request to close your account by visiting a NAB branch, calling our contact centre, contacting your banker or by providing written notice. There may be certain circumstances in which we are unable to immediately close your account, and in these cases we may request further information from you.

business tips

How a business plan got a new business off the ground

Jeff Renfrew from The Lean Butcher talks business plans.

A template for effective cash flow management

Use this template to keep track of your income and expenses.

NAB Connect

Our internet banking solution for business, flexible to use at the office, from home or on the go.

Internet Banking

A smart and simple solution for small and emerging businesses to manage payments and track expenses, allowing you to manage your business and personal accounts in the one place.

Business credit cards

If you're a small to medium sized business looking to manage your business expenses, check out our range of business credit cards.

We're ready to help you

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