Benefits of the NAB Business Cash Maximiser Account

No monthly or transfer fees

Keep more of what you earn with no monthly account keeping fees and no charges for transferring funds between your business accounts.

Regularly deposit funds to grow your savings balance

Set aside income tax and GST ahead of BAS time, build a buffer for future purchases like vehicles, equipment or technology and store surplus income to fund future business growth.

Government guarantee

Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Rates and fees

Monthly account fee

$ 0

There are no monthly account fees.

Interest rate

0.50 % p.a.

On every dollar when your balance is $10,000 or more.

Transaction fee

$ 0

No fees for transferring between your NAB business accounts.

Getting started The application process

Step 1

Check your eligibility

  • You are a sole trader, a partnership, a director of an Australian private company or a trustee of a trust.
  • You are living in Australia and you are an Australian resident for tax purposes.
  • Your ABN or ACN is active, unless you are a sole trader with no ABN.

Step 2

Apply online in less than 15 minutes

New NAB customers

If you are new to NAB or don't have an active NAB account, you'll need to provide at least two forms of ID to complete security identification.

Existing NAB customers

Provide your NAB ID and follow the application prompts to securely log into NAB Internet Banking.

Fast online application

Step 3

What happens after you successfully apply online?

  • Your business savings account will be opened automatically.
  • Details of your new business savings account will be sent to your nominated email address.
  • Use these details to access your account in NAB Internet Banking and the NAB app.

Other products to consider

NAB Business Everyday Account ($0 monthly fee)

Only pay for what you need, with this transaction account with no monthly account fee.

Business term deposits

Open a business term deposit account and earn interest with a secure return.

Business credit cards

Earn rewards points and manage business expenses with our range of business credit cards.

Business accounts Link your Business Cash Maximiser to a NAB Business Transaction Account

  •  Unlimited standard NAB electronic transactions.

  • Easy set up bank feeds to accounting packages like Xero, MYOB and QuickBooks.

  • Link your account to a NAB Business Visa Debit Card at no cost.
Find out more

Help and support Help with your business banking

Find guides, FAQs and helpful information for managing your business banking.

Get in touch

Contact us

Explore our business banking contact information and get support with a wide range of products, services and topics.

View all business banking contacts

Visit a NAB branch

Our business bankers are located all around Australia.

Find a NAB business banking centre

Terms and Conditions

Other service fees may apply. Your linked transaction account may also incur fees.

Terms and conditions are available on request.

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

The Target Market Determination for this product is available at nab.com.au/TMD.

Closing your account

You or any other authorised person can request to close your account by visiting a NAB branch, calling our contact centre, contacting your banker or by providing written notice. There may be certain circumstances in which we are unable to immediately close your account, and in these cases we may request further information from you.