Benefits of the NAB Business Cash Maximiser Account
Learn how this account might work for your business.
Regularly deposit funds to grow your savings balance
- Set aside income tax and GST for BAS time
- Save for new vehicles, equipment or technology
- Store surplus income to help fund future growth
Earn interest
Make your business’s cash work harder for you. Earn a competitive interest rate on every dollar when your balance is $10,000 or more.
No account keeping fees
We're helping you maximise your saving goals with no monthly account keeping fees.
No fees for transferring between accounts
Enjoy the flexibility of moving business funds around with no fees for transferring between your accounts.
Link to accounting software
Simplify your accounting by linking it to Xero, MYOB and others with bank feeds, opens in new window.
Government guarantee
Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.
Business accounts Link your Business Cash Maximiser to a NAB Business Transaction Account
Rates and fees
Monthly account fee
$ 0
There are no monthly account fees.
Interest rate
1.15 % p.a.
On every dollar when your balance is $10,000 or more.
Transaction fee
$ 0
No fees for transferring between your NAB business accounts.
Compare our feature-packed business accounts
Accounts to suit your everyday business banking needs, for businesses large and small, from Australia’s biggest business bank.
Apply online
Apply for a NAB Business Cash Maximiser Account
Eligibility to apply online
What to expect after you apply
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It will take less than 15 minutes to complete the application and you'll be able to choose which everyday business account to link to.
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Once we’ve verified your ID, within 2 business days we’ll send you an SMS with your NAB ID and an email with account details and what you'll need to register for internet banking.
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Follow the quick and easy steps to register and you’re ready to start business banking.
Getting started Application checklists
Before you apply online or in branch, select your business type and use our checklists to make sure you have the necessary documents and information ready to go.
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Check what you need to apply.
Sole Trader checklist (PDF, 144KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
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Check what you’ll need to apply.
Australian Companies - Private & Public checklist (PDF, 83KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
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Apply online or visit your nearest branch.
What you’ll need to apply.
Partnerships checklist (PDF, 61KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
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Apply online or visit us at your nearest branch.
What you’ll need to apply.
Trusts checklist (PDF, 94KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
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We need to verify additional details for all other entity types, so you'll need to complete your application at your nearest branch.
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
Choose your business structure for a tailored checklist.
Association
Association checklist (PDF, 139KB), opens in new window
Registered Co-operative
Registered Co-operatives checklist (PDF, 59KB), opens in new window
Foreign entity
Foreign entities checklist (PDF, 59KB), opens in new window
Government body
Help and support Common NAB Business Cash Maximiser Account questions
What's the difference between a Business Cash Maximiser Account and Business Term Deposit?
The NAB Business Cash Maximiser Account is an ‘at-call’ account which means you can access your money any time you need it. A NAB Term Deposit requires funds to be locked away for an agreed period, but usually offers a higher interest rate
Why do I need a NAB Business Cash Maximiser Account?
Ideal for storing your surplus funds from your daily operating cashflow to help fund future growth and still have access to your funds when you need it.
You might also be interested in
Haven't found what you're looking for? Here are some other options that can help get your business banking started.
Business transaction accounts
Whether your business is getting started or growing, we've got the right transaction account for you.
Business term deposits
Open a business term deposit account and earn interest with a secure return.
Business credit cards
Earn rewards points and manage business expenses with our range of business credit cards.
Get in touch
Contact us
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB branch
Our business bankers are located all around Australia.
Terms and Conditions
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Other service fees may apply. Your linked transaction account may also incur fees.
Terms and conditions are available on request.
NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.
- Rates, fees and charges
- Business Banking Fees – A guide to fees and charges
- NAB Business Products Terms & Conditions
The Target Market Determination for this product is available at nab.com.au/TMD.
Closing your account
You or any other authorised person can request to close your account by visiting a NAB branch, calling our contact centre, contacting your banker or by providing written notice. There may be certain circumstances in which we are unable to immediately close your account, and in these cases we may request further information from you.