Benefits of the NAB Business Cash Maximiser Account

Learn how this account might work for your business.

Regularly deposit funds to grow your savings balance

  • Set aside income tax and GST for BAS time
  • Save for new vehicles, equipment or technology
  • Store surplus income to help fund future growth

Earn interest

Make your business’s cash work harder for you. Earn a competitive interest rate on every dollar when your balance is $10,000 or more.

No account keeping fees

We're helping you maximise your saving goals with no monthly account keeping fees.

No fees for transferring between accounts

Enjoy the flexibility of moving business funds around with no fees for transferring between your accounts.

Link to accounting software

Simplify your accounting by linking it to Xero, MYOB and others with bank feeds, opens in new window.

Government guarantee

Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Business accounts Link your Business Cash Maximiser to a NAB Business Transaction Account

  •  Unlimited standard NAB electronic transactions.

  • Easy set up bank feeds to accounting packages like Xero, MYOB and QuickBooks.

  • Link your account to a NAB Business Visa Debit Card at no cost.

Rates and fees

Monthly account fee

$ 0

There are no monthly account fees.

Interest rate

1.15 % p.a.

On every dollar when your balance is $10,000 or more.

Transaction fee

$ 0

No fees for transferring between your NAB business accounts.

Compare our feature-packed business accounts

Accounts to suit your everyday business banking needs, for businesses large and small, from Australia’s biggest business bank. 

Apply online
Apply for a NAB Business Cash Maximiser Account

Eligibility to apply online

  • You are a sole trader or have up to two directors in your company.

  • You have a valid ABN/ACN and address details for all directors.

  • You have two of the following ID documents: Australian passport, Australian driver’s licence, Medicare card.


What to expect after you apply

  1. It will take less than 15 minutes to complete the application and you'll be able to choose which everyday business account to link to.

  2. Once we’ve verified your ID, within 2 business days we’ll send you an SMS with your NAB ID and an email with account details and what you'll need to register for internet banking.

  3. Follow the quick and easy steps to register and you’re ready to start business banking.

Getting started Application checklists

Before you apply online or in branch, select your business type and use our checklists to make sure you have the necessary documents and information ready to go.

Help and support Common NAB Business Cash Maximiser Account questions

What's the difference between a Business Cash Maximiser Account and Business Term Deposit?

The NAB Business Cash Maximiser Account is an ‘at-call’ account which means you can access your money any time you need it. A NAB Term Deposit requires funds to be locked away for an agreed period, but usually offers a higher interest rate

Why do I need a NAB Business Cash Maximiser Account?

Ideal for storing your surplus funds from your daily operating cashflow to help fund future growth and still have access to your funds when you need it.

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Get in touch

Contact us

Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.

Visit a NAB branch

Our business bankers are located all around Australia.

Terms and Conditions

Other service fees may apply. Your linked transaction account may also incur fees.

Terms and conditions are available on request.

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

The Target Market Determination for this product is available at

Closing your account

You or any other authorised person can request to close your account by visiting a NAB branch, calling our contact centre, contacting your banker or by providing written notice. There may be certain circumstances in which we are unable to immediately close your account, and in these cases we may request further information from you.