Other ways we can help

Loans of up to $1 million to help support your business.

NAB Business Support Loans

Benefits of a NAB Business Overdraft

An unsecured or secured overdraft starting from $20,000. See how it could benefit your business.

Flexibility

No set repayment schedule within your approved limit, and access to funds at anytime.

Convenience

A revolving line of credit (subject to annual review).

Easy access

The option to link a variety of NAB accounts to your overdraft and access to cash via our ATM network using your linked NAB Business Visa Debit card.

Rates and fees

  • Interest is a variable rate and available on application.

  • Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month.

  • Fees for the NAB Business Overdraft are available on application.

  • Fees may apply to your linked transaction account.

Link your NAB business overdraft to these business accounts

A NAB Business Overdraft account must be linked to one of the following transaction or specialised accounts.

Transaction accounts

Link a NAB business overdraft to one of our NAB business transaction accounts.

Specialised accounts

If your business is specialised you can link an overdraft to the following accounts.

NAB Business Overdraft

How to apply

Here's a quick look at how to apply and receive your loan.

Step 1. Choose the right option

Choose the right finance to suit your needs. If you’re unsure, talk to us over the phone or in person with your local NAB business banker.

Step 2. Apply

You can apply over the phone or in person with your local NAB business banker.

Check what documents you need to apply

Step 3. Sign documents

Once the approval is sorted, we’ll send you the completed documents to sign and return.

Step 4. Receive your finance

Receive your finance once all documents are received and approved.

Ready to apply?

See how a NAB Business Overdraft could work for your business.

Request a call back

Access funds fast with a business overdraft

  • A simple unsecured overdraft ideal for small and medium sized businesses

  • Manage your cash flow by accessing funds when you need them

  • Borrow from $5000 to $50000

  • Access funds in your account in as little as one business day

  • No security required.

Explore NAB QuickBiz unsecured business overdraft

Tools and calculators

Use our handy tools and calculators to help you run your business.

Business calculators

NAB has a range of business calculators and tools, along with a national network of business bankers to help you.

Help me choose the right business loan

Not sure where to start with business finance? Use our easy business loan selector tool.

Calculators and tools for small businesses

Try our tools and calculators for small business to help you manage your finances

Help and support

We have a range of useful guides and tools to help you manage your business banking.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

View our help and support hub

Other loans to consider

Not what you're looking for? Check out our other business loans and overdrafts.

NAB QuickBiz unsecured business loan

Fast, unsecured business lending made easy. Get access to funds for your business without physical assets as security.

NAB QuickBiz unsecured business overdraft

Manage your cash flow and unexpected expenses with an unsecured business overdraft on your transaction account, up to $50,000.

Business car and equipment finance

Find the right finance solution for your vehicle and equipment needs.

Get in touch

Contact us

Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.

View all business banking contacts

Visit a NAB branch

Let our business banking specialists help you in person.

Find a NAB business banking centre

Terms and Conditions

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.
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Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686