Other ways we can help

Loans of up to $1 million to help support your business.

Benefits of a NAB Business Overdraft

An unsecured or secured overdraft facility starting from $20000. See how it could benefit your business.


No set repayment schedule within your approved limit, and access to funds at anytime.


A revolving line of credit (subject to annual review).

Easy access

The option to link a variety of NAB accounts to your overdraft and access to cash via our ATM network using your linked NAB Business Visa Debit card.

Rates and fees

  • Interest is a variable rate and available on application.

  • Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month.

  • Fees for the NAB Business Overdraft are available on application.

  • Fees may apply to your linked transaction account.

Link with these NAB business accounts

A NAB Business Overdraft account must be linked to one of the following transaction or specialised accounts.

Transaction accounts

Link a NAB business overdraft to one of our NAB business transaction accounts.

Specialised accounts

If your business is specialised you can link an overdraft to the following accounts.

NAB Business Overdraft

How to apply

Here's a quick look at how to apply and receive your loan.

Step 1. Choose the right option

Choose the right finance to suit your needs. If you’re unsure, talk to us over the phone or in person with your local NAB business banker.

Step 2. Apply

You can apply over the phone or in person with your local NAB business banker.

Check what documents you need to apply

Step 3. Sign documents

Once the approval is sorted, we’ll send you the completed documents to sign and return.

Step 4. Receive your finance

Receive your finance once all documents are received and approved.

Ready to apply?

See how a NAB Business Overdraft could work for your business.

Get fast access to funds with NAB’s Unsecured Quickbiz Overdraft

  • Borrow from $5000 to $50000

  • Access funds in your account in as little as one business day

  • No security required

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Terms and Conditions

Lending criteria and terms and conditions apply (available on application).

• Rates, fees and charges

• Business Banking Fees – A guide to fees and charges

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.