Other ways we can help

Loans of up to $1 million to help support your business.

NAB Business Support Loans

Benefits of a NAB Business Overdraft

An unsecured or secured overdraft facility starting from $20000. See how it could benefit your business.

Flexibility

No set repayment schedule within your approved limit, and access to funds at anytime.

Convenience

A revolving line of credit (subject to annual review).

Easy access

The option to link a variety of NAB accounts to your overdraft and access to cash via our ATM network using your linked NAB Business Visa Debit card.

Rates and fees

  • Interest is a variable rate and available on application.

  • Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month.

  • Fees for the NAB Business Overdraft are available on application.

  • Fees may apply to your linked transaction account.

Link with these NAB business accounts

A NAB Business Overdraft account must be linked to one of the following transaction or specialised accounts.

Transaction accounts

Link a NAB business overdraft to one of our NAB business transaction accounts.

Specialised accounts

If your business is specialised you can link an overdraft to the following accounts.

NAB Business Overdraft

How to apply

Here's a quick look at how to apply and receive your loan.

Step 1. Choose the right option

Choose the right finance to suit your needs. If you’re unsure, talk to us over the phone or in person with your local NAB business banker.

Step 2. Apply

You can apply over the phone or in person with your local NAB business banker.

Check what documents you need to apply

Step 3. Sign documents

Once the approval is sorted, we’ll send you the completed documents to sign and return.

Step 4. Receive your finance

Receive your finance once all documents are received and approved.

Ready to apply?

See how a NAB Business Overdraft could work for your business.

Request a call back

Get fast access to funds with NAB’s Unsecured Quickbiz Overdraft

  • Borrow from $5000 to $50000

  • Access funds in your account in as little as one business day

  • No security required

Explore NAB QuickBiz Overdraft

Tools and calculators

Use our handy tools and calculators to help you run your business.

Cash flow improvement calculator

See how making minor adjustments could help improve your cash flow. Use the tool as a guide.

Help me choose the right business finance

Not sure what type of business loan or finance you need? Our selector tool may help.

Business tools

Try our tools and calculators for small business to help you manage your finances

Help and support

We have a range of useful guides and tools to help you manage your business banking.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

View our help and support hub

Other loans to consider

Not what you're looking for? Check out our other business loans and overdrafts.

NAB QuickBiz Loan

Access up to $250,000 in one business day with an unsecured business loan and apply online today.

NAB QuickBiz Overdraft

Manage your cash flow and unexpected expenses with an unsecured business overdraft on your transaction account, up to $50K.

Business vehicle and equipment finance

Find the right finance solution for your vehicle and equipment needs.

Contact us

Request a call back

Let us help you with your business banking needs.

Call me back

Call us

Call us for your general enquiries about business banking.

Contact us

Visit a NAB branch

Use our locations tool to find business banking services.

Find business banking services

Terms and Conditions

Lending criteria and terms and conditions apply (available on application).

• Rates, fees and charges

• Business Banking Fees – A guide to fees and charges

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.