Whether you're looking to buy a new delivery truck, the latest equipment for your harvest or a new fleet of vehicles for your sales team - if buying vehicles or equipment matters to you, we're here to make it happen.


Whether it’s a fast, easy loan under $150k or a bespoke, tailored solution to work with your cash flow, our lending solutions could suit your needs.

Vehicle & Equipment Loan:
Up to $150k

Purchase vehicles or equipment for your business with a fast, easy, online loan.


Upfront deposit 2


Monthly fees


Initial set up fee 3

  • Online fixed rates from 5.49% p.a. on cars, utes and vans 1
  • Apply online in as little as 10 minutes and get an instant decision
  • Loans up to 5 years and delivered within 2 business days 4
  • Use the asset itself as security 2

Vehicle & Equipment Loan:
Over $150k

Find the right finance solution for your vehicle and equipment needs.


Monthly fees


Initial set up fee 3

  • Get an instant quote up to $250k
  • Use the asset itself as security 2
  • No deposit is required for most loans - this will be assessed upon application.
  • Loan terms of 1 to 5 years available
  • Discounted rates available for energy efficient vehicles and equipment

Tailored Business Loans

Tailored business lending solutions to suit your cash flow needs.

  • Choose from a range of interest rate options to suit your business needs
  • Tailored repayment options and interest charging dates to suit your cash flow
  • Convenient drawdown and redraw options

Energy Efficiency Incentive

We’re here to help those who are helping the environment. Get a 0.7%
discount on the finance rate when you purchase a vehicle or piece of
equipment that meets the criteria.


Finance Lease

Rent the vehicle or equipment your business needs and return it at the end of the lease.

Hire Purchase

Get the vehicle or equipment your business needs with no upfront deposit and own it at the end of the hire period.

Novated Lease

Choose the vehicle you want with salary packaging, providing a range of benefits for businesses and employees.


NAB Connect

Our internet banking solution for business. Flexible to use at the office, from home or on the go.

International solutions

If you’re in the business of importing or exporting, our foreign currency accounts, international payment options and trade finance can all help.

Business cards

Manage your business cash flow and day to day spending with a range of business cards to match your needs.

“NAB has helped us with so many things over the years, a few include a bottling line, a filtration system and tractors.”

- Colin Campbell, Campbells Wines, Rutherglen, VIC


Consider all the options when buying new equipment

NAB's Khan Horne examines the options available for financing new equipment purchases for your business.

Choose the right equipment finance

We've got the tips to help you select the right way to finance expanding your equipment base.

Selecting the right vehicle for your business

Weighing up the options when you're buying a new vehicle for your business is absolutely crucial. Here's how.

Important Information

Vehicle and Equipment Loan

Lending criteria and terms and conditions apply (available on application).

The tax comments provided in this document are of a general nature. NAB recommends that you seek independent tax advice in respect of the tax consequences arising from the use of any NAB Equipment Finance solution as they apply to your particular circumstances.

These products are issued by National Australia Bank Ltd ABN 12 004 044 937.

15.49% pa online fixed rate applies to:

Approved Vehicle & Equipment Loan applications that are quoted online:

  • with loan amounts up to $250,000; and
  • for new or used cars, vans and utes; and
  • with loan terms of 1, 2, 3, 4 or 5 years; and
  • with no balloon (end of term lump sum payment)

Loan must be drawn down within 35 days from the date of our online quote.

Vehicle and equipment loans are subject to approval. Standard Vehicle & Equipment Loan terms and conditions, fees and charges apply.

Online decisions are subject to eligibility, credit assessment, lending criteria and ID verification. You can read the full eligibility criteria online.

5.49% online fixed rate is available from 5 November 2018, remains valid until withdrawn and is subject to change without notice.

2 $0 upfront deposit: Generally, the security is the asset itself; though in certain circumstances additional security or a deposit might be required – this will be assessed on application.

3 The Personal Property Securities Registration and Maintenance fee is payable for each asset you purchase and finance. Fees apply for standalone facilities and those drawn under a Master Asset Finance Agreement. Additional fees may apply, refer to our Business Banking Fees and Charges and Interest rates, fees and charges for more information.

4 Loans up to 5 years delivered within 2 business days: Loans applied for online delivered within two business days of final approval and receiving the final tax invoice from a dealer. Private sales require extra time to conduct an inspection and valuation.

Tailored Business Loans

Lending criteria and terms and conditions apply (available on application).

Rates, fees and charges

Business Banking Fees – A guide to fees and charges

Let's talk

We’re ready to help your business

Have us call you
Call 13 70 03

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Sat-Sun 9am – 6pm (AEST/AEDT)