Benefits of a NAB QuickBiz loan

See how an unsecured online business loan could benefit your business.

Easy online application and instant decision

Quick online application and approval process so you can focus on your business. Apply online today and receive an instant decision.

Fast access to funds

Access your funds instantly on a business day once you have received an approval and accepted your loan application documents in Internet Banking.

No assets for security

The strength of your business performance and track record is all you need to apply. No physical assets are required for an unsecured business loan.

Flexible terms and simple repayments

Choose loan terms of up to 5 years and make monthly principal and interest repayments.

Rates and fees

Check out the rates and fees for our unsecured business loan.

Fixed interest rate

12.95 % p.a.

Upfront and ongoing fees

$ 0

Minimum loan amount


Maximum loan amount


Security Not required
Term Up to 5 years
Repayments Principal and interest
Time to decision Instant decision
Time to funds Existing NAB customers can access funds instantly where eligible

NAB QuickBiz Loan Special Fixed Rate Offer

Estimated repayments

No upfront fees

See NAB QuickBiz calculator assumptions

Getting started The application process

Step 1

Check your eligibility

  • You're a sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible fund.
  • You're registered for GST, have a turnover of at least $75,000 per year, and operated under your current registered ABN or ACN for more than 12 months.
  • You're at least 18 and a permanent resident of Australia.

Read the full eligibility criteria

Step 2

Apply online in under 15 minutes

Existing customers:

You'll be taken to NAB Internet Banking to log into your account where you can complete the application online.

New to NAB:

Apply online in as little as 15 minutes using our easy online application form.

Step 3

Get an instant decision

Once we have received all required information you will get an instant decision about your application.

If unconditionally approved, you can draw down on funds instantly once we have your signed documents.

Common unsecured business loan questions

How quickly will I receive the funds?

Access your funds instantly once you have received an approval and accepted your loan application documents in Internet Banking.

What documents do I need to apply?

Our fast online application may require you to provide a copy of your trust deeds, ATO Online Services Reports and where applicable personal identification. For all other loan processing, you may also be asked to provide financial information such as bank statements, transaction lists, profit and loss reports and a balance sheet.

Other options to consider

Here are a few other business loan options that might suit your business needs.

Help and support Help with your business banking

Find guides, FAQs and information to help your business banking products and services more easily.

Get in touch

Contact us

Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.

Visit a NAB branch

Our business bankers are located all around Australia.

Terms and Conditions

NAB QuickBiz Loan

Standard product information

This loan is available only as a fixed interest rate principal and interest loan for a 12, 24, 36, 48 or 60 months term with monthly repayments. The NAB QuickBiz loan interest rate applies from the drawdown date of your NAB QuickBiz Loan until the end of your loan term. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You must have an Australian bank account, in the same name as your business, to receive your funds.

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

View NAB QuickBiz Loan eligibility criteria.

These products are issued by National Australia Bank Limited ABN 12 004 044 937.

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.