Here's what you get

  • An unsecured loan of up to $100K

  • Fixed repayments over 12, 24, or 36 months

  • A competitive rate and no upfront or ongoing fees.


  • A sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust

  • Registered for GST, have a valid ABN/ACN and turnover of at least $100K per year

  • Have 12 months of business financial data from your accounting package

  • You'll also need to be at least 18 and a permanent Australian resident.

benefits for your business


Apply online for an instant decision and get your funds within one business day of receiving your signed contract.

Certainty of fixed repayments

One monthly principal and interest repayment to help you grow your business.


An unsecured loan means the strength of your business performance and your track record is
 all you need to apply.

What you need to know

Let's break it down

$5K-$100K Loan amount

12.95% p.a. fixed interest rate

$0 Upfront or ongoing fees

How QuickBiz works

Fast & simple online application

We get to know you

A NAB QuickBiz Loan recognises the strength of your business to help you access funds sooner. We review your cash flow, credit score and time in business so you can receive an instant decision through our online application.

As an unsecured loan, we also don't require your assets (such as your house) as a security, making the application easy and simple. If you're approved, you'll receive the funds within one business day of the signed contract being returned.

How it worksIt's easy to apply

  • Step 1

    Apply online now - it takes about 15-20 minutes.

  • Step 2

    Have your ABN/ACN details handy as well as your NAB account number if you are already a customer.

  • Step 3

    If you use an accounting package like Xero or MYOB, link your data for an instant answer.

  • Step 4

    Start using your funds within 1 to 2 business days of returning the contract. It's that easy.

Get started with your new NAB QuickBiz Loan

Not what you need?

other options that may interest you

NAB QuickBiz Overdraft

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NAB Business options loan

An easy to understand business loan up to $1m, ideal to help give your business a boost in the medium to long term.

Vehicle and equipment finance

Find the right finance solution for your vehicle and equipment needs.

Not sure if it's right for you?

Here's some handy tools to help

What you need to know

Still have questions?

What's the eligibility criteria?

Fast online conditional approval is subject to eligibility, credit assessment, lending criteria and ID verification.

You can only apply for this product if:

  • Your business is registered for GST and has a turnover of at least $100,000 per year.
  • Your business has been in operation for at least 12 months and has a valid Australian Business Number (ABN).
  • You have a business and residential address in Australia.
  • You intend to use the product where the purpose is wholly or predominately for business purposes. You can't use funds to make payments to the Australian Tax Office.
  • You're at least 18 years old and hold an Australian citizenship or permanent residency.
  • You're a sole trader, a business partnership with no more than two individual partners, a company with five or less directors or a trustee of an eligible trust. Joint borrowers who are not partnerships, or partnerships where one or more partner is a company are not eligible to apply.
  • Due to their specilaised nature, some franchise businesses may not be eligible for Quickbiz.
  • Any shareholders of companies or trustee companies that are listed in the application are individuals, and not companies.
  • Eligible trusts include the following:
    • your trust must be a non-government discretionary trust.
    • your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.
    • your trust must have been established in Australia.
    • the beneficiaries of your trust are individuals.
    • your trustees can only be one of:
      • a company with no more than five directors.
      • up to two individuals.
    • if the trustee is a company shares in the company must be beneficially held.
  • If you have an existing NAB QuickBiz Loan, NAB QuickBiz Overdraft, NAB Business Credit Card or NAB Equipment Finance Loan you can apply online for an additional NAB QuickBiz Loan, NAB QuickBiz Overdraft, NAB Business Credit Card or NAB Equipment Finance Loan 50 days after your most recent establishment date.
  • If you're an existing NAB Customer, you can only apply for this product if you have less than $1m in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).
  • You'll receive your funds within 1 business day from when we receive your completed contract. Business days are Monday to Friday, excluding weekend and VIC public holidays.
  • This loan is available only as a fixed interest rate principal and interest loan for a 12, 24 or 36 month term with monthly repayments. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If you require different options we have a range of loan options that may better suit your needs.
  • You must have an Australian bank account, in the same name as your business, to receive your funds.

How's interest charged?

Interest is calculated daily and is only calculated on your remaining loan balance.

How long can I have a QuickBiz Loan?

The NAB QuickBiz Loan is available as a principal and interest loan for a 12, 24 or 36 month term (with monthly repayments). This means you’ll be required to pay off your loan over the term you choose.

Are there any other fees?

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

If you haven't found what you're looking for visit our FAQs

Important Information

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Ltd ABN 12 004 044 937.

Let's talk

We’re ready to help your business

Have us call you
Call 13 10 12

Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)

Talk to an expert