Benefits of this overdraft

Manage your cash flow

  • Access funds up to your approved limit when it suits your business.

  • No set repayment schedule (within your approved limit) allowing you to make repayments anytime.

Designed for primary producers

  • Access to a specialist agribusiness banker.

  • Must be linked to a NAB Farm Management Account.

Rates and fees

For information on fees, please speak to your agribusiness banker.

  • Interest is charged at a variable rate and available on application.

  • We calculate debit interest on the daily outstanding balance and charge it on the last banking day of each month.

  • We calculate credit interest on whole credit balances daily and pay it monthly.

How to apply

We'll help guide you through the process in 4 simple steps.

Step 1. Choose the right option

Uncover the right facility options to suit your needs. If you’re unsure, talk to us over the phone or in person with your local NAB business banker.

Step 2. Apply

You can apply over the phone or in person with your local NAB business banker.

Check what documents you need to apply

Step 3. Sign documents

Once the approval is sorted, we’ll send you the completed documents to sign and return.

Step 4. Receive your NAB Farm Management Account Overdraft

When all documents have been received and approved, we’ll issue the Farm Management Account Overdraft.

Other options to consider

Help and support

Use our tips and guides to help set up, run and manage your business.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Get in touch

Talk to an agribusiness expert

We’ve got agribusiness bankers across the country. Find the locations and contact details for a banker near you.

Sales enquiries

Let us help with your business banking needs. Request a call back to chat to one of our agribusiness bankers.

Contact us

Visit our business banking contact page for how-to-guides and FAQ’s, as well as contact numbers.

Terms and Conditions

Subject to credit assessment and approval. Lending criteria and terms and conditions apply (available on application).

Business Banking Fees – A guide to fees and charges (PDF, 288KB), opens in new window

Business interest rates, fees and charges

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

Target Market Determinations for these products are available at