What can NAB Green Finance for Commercial Real Estate be used for?

NAB Green Finance for Commercial Real Estate supports investment for:

  • The purchase of existing commercial buildings with a current National Australian Built Environment Rating System (NABERS) Energy rating of at least 5.5 stars.

  • Development of new commercial buildings, which have achieved a Green Star Design review rating, and are on track to receive a Green Star rating of 5 or above.

  • Retrofit projects for building performance upgrades that demonstrate at least a 30% reduction in emissions intensity from their existing baseline rating and subject to a NABERS commitment agreement.

Further eligibility criteria applies. For more details and to discuss whether your proposed building or retrofit project may be eligible, speak to your NAB relationship manager.

How do we assess a building’s environmental performance?

NAB Green Finance for Commercial Real Estate uses NABERS and Green Star ratings to assess a building’s environmental performance.


NABERS is a national government program administered by the NSW Government. The NABERS rating system assesses and benchmarks the environmental performance of commercial buildings across energy, water, waste, and the indoor environment.

Green Building Council Australia

Green Building Council of Australia (GBCA) is the Australian authority on sustainable buildings and communities, helping ensure they are healthy, liveable, productive, and resilient. The GBCA operates a national, voluntary, holistic rating system for sustainable places - Green Star. NAB is a member of the Green Building Council of Australia.

Find out more

If you have a relationship manager, contact them directly with any queries. Alternatively, request a call back and our specialist commercial real estate bankers will be in touch.

NAB News Stories

Beyond five-star ratings: The road to decarbonising Commercial Real Estate

AXA IM Alts Head of Asset Management in Australia Chris Willey on the road to decarbonising commercial real estate.

Road to Zero - Built

Built, is constantly rethinking and reimagining what good environmental practices look like on their projects.

Australia needs to build fast to export decarbonisation to the world

Australia can reap a $435 billion economic dividend by capitalising on the global race to achieve net-zero emissions, according to a new report commissioned by NAB from Deloitte Access Economics (DAE).

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Important information

Prepared as at February 2024 and subject to change. These products are issued by National Australia Bank Limited (NAB). Applications for credit are subject to NAB’s eligibility, lending and credit approval criteria and security requirements. Terms and conditions apply to NAB products and are available upon request. Fees and charges are payable. You should consider the relevant Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding any product. NAB Green Finance for Commercial Real Estate may only be provided as a new NAB Business Markets Loan or new NAB Corporate Markets Loan. Target Market Determinations for these products are available at nab.com.au/TMD.