16.00 % p.a.
Benefits of a NAB QuickBiz unsecured business overdraft
An unsecured business overdraft revolving facility (line of credit) of up to $50,000, available to new and existing customers, with no fixed repayments. See how it could benefit your business.
Manage your cash flow
Access funds when you need them. You can use it to manage unexpected payments and expenses, expand your business or pay suppliers while waiting for customer payments.
Pay for what you use
Access the additional funds through your business transaction account and you only pay interest on the outstanding debit balance.
Easy online application with instant decision
Quick online application and approval process so you can focus on your business. Apply online today and receive an instant decision.
Rates and fees
Check out the rates and fees for our unsecured business overdraft.
Variable interest rate
Interest is calculated daily and only on the funds you’ve used and charged on the last banking day of the month.
Service fee
1.75 % p.a.
The service fee is applied to your approved overdraft amount and is charged on the last banking day of the month.
Minimum overdraft
$5,000
Maximum overdraft
$50,000
Most popular
Tap into the features of a NAB Business Visa Debit Card with your business overdraft
Most popular
Link a card to your business account with an overdraft to pay for expenses online, over the phone or in person.
Ready to apply?
Apply now for an unsecured business overdraft with our fast online application and receive an instant decision.
Help and support Common unsecured business overdraft questions
Which documents do I need to apply?
You may need to provide a copy of your trust deeds, ATO Online Services Reports and where applicable, personal identification. For all other loan processing, you may also be asked to provide financial information such as bank statements, transaction lists, profit and loss reports and a balance sheet.
How quickly will I receive funds?
Access your funds instantly on a business day once you have received an approval and accepted your loan application documents in Internet Banking.
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Get in touch
Contact us
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB branch
Let our business banking specialists help you in person.
Terms and Conditions
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Lending criteria and terms and conditions apply (available on application).
NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.
- Rates, fees and charges
- Business Banking Fees – A guide to fees and charges
- Business lending general terms (PDF, 234KB)
Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this website, NAB recommends that you consider whether it is appropriate for your circumstances.
Target Market Determinations for these products are available at nab.com.au/TMD.