- If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day2.
- If your application is approved, your money will be in your NAB account within two hours.
PERSONAL LOANS FOR TRAVEL
Our personal loans can take you to places you'd rather be.
Want to go on a holiday, but don’t have the savings? A NAB Personal loan might be the answer. Borrow from as little as $5,000 and make repayments at the frequency that suits you and your budget best. The best bit? If you pay your loan off early, we won’t charge you any extra fees.
Our personalised interest rate
| Variable rate1 | |
|---|---|
| Headline rate | 12.69% p.a. |
| Comparison rate2 | 13.34% p.a. |
| Fixed rate1 | |
|---|---|
| Headline rate | 12.69% p.a. |
| Comparison rate2 | 13.34% p.a. |
| Our interest rate range | Rates can range from 9.99% p.a. to 18.99% p.a. |
| Comparison rate range2 | Comparison rates can range from 10.66% p.a. to 19.59% p.a. |
| Fees | |
| Application Fee | $150.00 |
| Monthly Fee | $10.00 |
| Exit Fee | $0.00 |
Benefits and Features of a NAB Personal Loan for Travel
Same day funds
Tailor your loan
- Borrow from $5,000 to $55,000 with loan terms from 1 to 7 years.
- Fixed or variable interest rate options.
- If you've made extra payments you can redraw them at any time (variable rate loans only).
- Repayments work out to be $85 per week3 based on a Fixed Rate loan of $20,000 over 7 years (13.34%p.a. comparison rate4).
Choose flexible repayment options
Quick document acceptance online
- We know your time is important, so to make it easy, you can accept your loan documents in NAB Internet Banking. No more waiting in a queue at a branch or printing and signing documents.
Personal loan tools and calculators
Discover more
Travel now, pay later
How you can travel, even if you don’t have savings.
Ways to pay for your trip with your own money
Make your dream holiday a reality with these tips.
Keeping your money safe when you’re on holiday
Using a money belt, carrying cash and getting your accounts travel-ready.
After more?
Related products and services
NAB Traveller Card
Load up to 10 different currencies on our prepaid travel card and spend at any one of the 52 million locations that accept Mastercard® worldwide.
Travel insurance
You deserve a break, so compare your travel insurance and cover yourself with NAB travel insurance Australia. Don't let a nasty surprise ruin your holiday.
Foreign currency cash
Order foreign currency easily either online or in branch with $0 fees before you take off. This means less time withdrawing, and more time exploring.
Important information
1Headline rates, interest rates and information current as at 14th March 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.
2Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non –Nab debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.
- Personal Banking Fees - A guide to fees and charges (PDF, 316KB)
- Personal Loan Agreement - General Terms (PDF, 372KB)
- Indicator rates for other personal lending
3Based on a fixed and variable loan of $20,000 over a term of 7 years at the Fixed and Variable Headline Rate of 12.69% p.a. (13.34% p.a. comparison rate4). Terms, conditions, fees, charges and exclusions & lending criteria apply.
4Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.
5The following Visa categories are NOT acceptable: Visitor Visa (exception, a Special Category Visa - NZ Citizen is acceptable), Working Holiday, Student, Exchange/gap year, Transit/short stay/seasonal, and Bridging.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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