Here’s what you get

  • 1-7 years flexible loan term

  • Borrow from $5,000 up to $55,000

  • Weekly, fortnightly or monthly repayment options

  • Convenient online document acceptance through NAB Internet Banking

  • If you’re approved and accept the loan, get your funds in one business day

Features and benefits

No penalties or exit fees

No penalties or exit fees when you pay off your loan sooner.

Redraw extra funds

Redraw available on a variable rate loan if you’re ahead on repayments.

Tailored pricing

Personalised rates start from 6.99% p.a. to 18.99% p.a. (comparison rate 7.91% p.a. to 19.83% p.a.2).

Getaway faster with a NAB Personal Loan

Want a holiday, but don’t have the spare cash? A NAB Personal Loan gives you the freedom to explore without money on your mind. Borrow from as little as $5,000 with weekly, fortnightly or monthly repayments to suit you and your budget.

The best bit? Use the funds in a way that suits you and pay off the loan as fast as you want, with no penalties.

NAB PERSONAL LOAN INTEREST RATES

Your interest rate is based on several factors including information you provide in your application, your credit history and information we already have about you if you’re an existing customer.

After you submit your application, if you’re conditionally approved, we’ll give you an indicative interest rate. This is subject to verification of the information you give us in your application. We’ll provide your final interest rate in the loan documentation, at which point you can decide to accept the loan offer.

Our personalised interest rates
Variable rate loan
Interest rate1
from 6.99% p.a. to 18.99% p.a.
Comparison rate2
from 7.91% p.a. to 19.83% p.a.
Our personalised interest rates
Fixed rate loan
Interest rate1
from 6.99% p.a. to 18.99% p.a.
Comparison rate2
from 7.91% p.a. to 19.83% p.a.
Fees  

Application fee

One off payment when loan is established

$150
Monthly fee $10
Exit fee $0
Late payment fee $0

Apply for a personal loan for your travels

Discover more

Family playing

Travel now, pay later

How you can travel, even if you don’t have savings.

Woman on the phone

Ways to pay for your trip with your own money

Make your dream holiday a reality with these tips.

Scuba diving

Keeping your money safe when you’re on holiday

Using a money belt, carrying cash and getting your accounts travel-ready.

Foreign Currency Account

NAB Foreign Currency Account

A transaction account for customers who frequently make or receive payments in a foreign currency.
Couple on a beach

Travel insurance

You deserve a break, so compare your travel insurance and cover yourself with NAB travel insurance Australia. Don't let a nasty surprise ruin your holiday.
Riding a camel

Foreign currency cash

Order foreign currency easily either online or in branch with $0 fees before you take off. This means less time withdrawing, and more time exploring.

Important information

1Interest rates and information current as at 9 June 2021 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2Comparison rate calculated on an unsecured loan amount of $30,000 over a term of five years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Target Market Determinations for these products are available at nab.com.au/TMD.

Personal Banking Fees - A guide to fees and charges (PDF, 357KB)

Personal Loan Agreement - General Terms (PDF, 372KB)

Indicator rates for other personal lending

We're ready to help you

If you have any questions or are unable to apply online, visit us in branch – we’ll be happy to help.