Want to go on a holiday, but don’t have the savings? A NAB Personal loan might be the answer. Borrow from as little as $5,000 and make repayments at the frequency that suits you and your budget best. The best bit? If you pay your loan off early, we won’t charge you any extra fees.

NAB PERSONAL LOAN INTEREST RATES

The majority of our personal loan customers will get the advertised headline rate or lower.

However, depending on your personal circumstances, we may offer you a higher or lower rate when you apply.

Variable rate
Headline rate1
12.69% p.a.
Comparison rate2
13.56% p.a.
Fixed rate
Headline rate1
12.69% p.a.
Comparison rate2
13.56% p.a.
Our interest rate range
from 6.99% p.a. to 18.99% p.a.
Comparison rate range2
from 7.91% p.a. to 19.83% p.a.
Fees  

Application fee

One off payment when loan is established

 $150
Monthly fee $10
Exit fee $0
Late payment fee $0

Benefits and Features of a NAB Personal Loan for Travel

Same day funds

  • If you’re an existing customer and apply in-store by 2pm, you could walk away with your money the same day.3
  • If your application is approved, your money will be in your NAB account within two hours.

Tailor your loan

  • Borrow from $5,000 to $55,000 with loan terms from one to seven years.
  • If you've made extra payments, you can redraw them at any time (variable rate loans only).

Flexible repayment options

  • Choose from weekly, fortnightly or monthly repayment options to suit your budget and needs.
  • Make lump sum repayments whenever you want at no extra charge.
  • Pay off your loan early without fees.

Quick document acceptance online

  • We know your time is important, so to make it easy, you can accept your loan documents in NAB Internet Banking. No more waiting in a queue at a branch or printing and signing documents.

Handy tips and tools

Apply now for your travel loan

Apply now

Discover more

Family playing

Travel now, pay later

How you can travel, even if you don’t have savings.

Woman on the phone

Ways to pay for your trip with your own money

Make your dream holiday a reality with these tips.

Scuba diving

Keeping your money safe when you’re on holiday

Using a money belt, carrying cash and getting your accounts travel-ready.

Foreign Currency Account

NAB Foreign Currency Account
A transaction account designed for customers who frequently make or receive payments in a foreign currency, allowing you to make deposits and withdrawals quickly and easily.
Couple on a beach

Travel insurance
You deserve a break, so compare your travel insurance and cover yourself with NAB travel insurance Australia. Don't let a nasty surprise ruin your holiday.
Riding a camel

Foreign currency cash
Order foreign currency easily either online or in branch with $0 fees before you take off. This means less time withdrawing, and more time exploring.

Important information

1Headline rate, interest rates and information current as at 1 April 2021 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2Comparison rate calculated on an unsecured loan amount of $30,000 over a term of five years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non–NAB debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

Personal Banking Fees - A guide to fees and charges (PDF, 357KB)

Personal Loan Agreement - General Terms (PDF, 372KB)

Indicator rates for other personal lending

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