Before starting your application, let’s make sure you meet our eligibility criteria and have the right documentation ready.

If you’re an existing NAB customer, providing details of a NAB business account may enable us to streamline your application and provide a quicker decision.



  • The funds will be used wholly or predominately for business purposes
  • The business is registered in Australia
  • You're authorised to submit the application on behalf of the business


  • ABN or ACN of your business
  • NAB business account number (if available). A business credit card number can’t be used for this application.
  • Details of the security you’ll provide for the loan and any finance currently in place

You'll also be asked to confirm whether there have been changes to your business operation over the last twelve months.

Please note: there’s no need to upload any documents in the application form, but we may ask for additional information later in the process.

What’s the process?

  • Step 1 Apply online

    Allow about five minutes to complete the application form.

  • Step 2 Processing the application

    We’ll call you within one to two business days with a decision or to discuss your application further.

  • Step 3 Finalise agreement

    We’ll help you to sort out the loan details, create the contracts and sign the agreement.

  • Step 4 Receive your loan

    Once everything is in order you’ll receive the funds.

Are you ready?

Important Information

Economic cost and fees may apply if you swap from a fixed to a variable interest rate before the end of a fixed rate period, or if you make additional repayments during a fixed rate period.

Lending criteria and terms and conditions apply (available on application).

Let's talk

We’re ready to help your business

Have us call you
Call us
Visit a branch