Payday Super - NAB

What is Payday Super?

The Australian Government is changing when employers need to pay super. From 1 July 2026, employers will need to pay super with every pay cycle, with contributions reaching employees’ super funds within seven business days of payday. 

This change means that super payments become a part of every pay run instead of the quarterly cycle that many businesses currently follow. Non-compliance could attract penalties from the Australian Taxation Office. It’s important for businesses to prepare their payroll systems and processes early to ensure they’re prepared for the change.

Read our guide to learn more about what Payday Super means for your business and how you can prepare with confidence.

For more information on the changes to Payday Super, visit the Australian Taxation Office.

How to prepare for Payday Super

In this recorded webinar, experts from NAB & Xero explain what Payday Super is and how it may impact businesses. The session also explores: 

  • changes to how employers will need to pay employee super from 1 July 2026 
  • the potential impacts on payroll 
  • how solutions like Xero can help support the transition
  • practical tips to help businesses manage their cash flow as super moves to every pay cycle.

Watch our Payday Super webinar

NAB Business Everyday Account ($0 monthly fee)

Get ahead of Payday Super. Use multiple accounts to separate wages and super from daily expenses and stay on top of your cashflow.

Consider the terms and conditions, Target Market Determination and if this product is right for you. Fees and charges apply.

Xero logo, featuring the word “xero” in lowercase white letters centred inside a solid blue circle

Exclusive Xero offer for NAB Business customers

Get started with Xero for $0 and prepare your business for paying super with every pay cycle. Open a NAB Business Everyday Account to get the first six months of Xero free, plus get a bonus $300 gift card.

Eligibility and terms and conditions apply.

Terms and Conditions

General information
The information on this page is general in nature and provided for information purposes only. It doesn’t take into account your individual circumstances and is not legal, tax or compliance advice.

Employer responsibilities
Employers are responsible for understanding and meeting their superannuation obligations under applicable law. Legislative and regulatory requirements may change, and the information on this page is current at the time of publication.