Interest rates and fees

  • 1.05

    current standard variable interest rate

  • 0.85

    4 months fixed bonus margin on your first1 NAB iSaver account

  • 1.90

    current NAB iSaver Introductory rate

More rates and fees information

  • No monthly account fee
  • No transaction fees
  • Fixed bonus margin applies for the first four months on your first NAB iSaver account1 on balances up to $20m

See all our Interest rates, fees and charges personal products.

Benefits and features

Access to savings when you need them

  • Unlimited transfers between your NAB iSaver and your linked everyday banking account such as NAB Classic Banking, without impacting your interest rate
  • Convenience of online access through NAB Internet Banking and the NAB App

Earn interest on every dollar

  • Interest is calculated daily and paid monthly
  • No minimum deposits or ongoing balance

New to NAB?

Get rolling within 24 hours

Apply online now – it takes less than seven minutes.
You’ll then get an SMS with your NAB Identification Number (NIN) within 24 hours.
Register for Internet Banking (using your NIN) and you’re ready to roll.
Start depositing your savings and working towards your savings goal.

Opening your account

Ways to open your account

  • Open online (you need to be 18 or over and a permanent Australian resident)
  • Open through NAB Internet Banking (if you're an existing customer)
  • Call us on 13 13 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT)
  • Visit your nearest NAB branch
  • You'll need to link your NAB iSaver to an everyday banking account - you can open one during your application
  • Have your Tax File Number (TFN) handy or we may have to collect withholding tax

After your account is opened

  • If you’ve opened your account online or over the phone and you’re a new customer, you’ll be able to select the option of having your ID verified electronically. Otherwise, you’ll need to visit one of our branches to complete the standard 100-point ID check.

Important information

1 Fixed bonus margin is only available on the first NAB iSaver account opened by customers who have not held a NAB iSaver in the last 12 months. In the case of multiple account holders, the bonus margin will only be received if all customers are eligible.

Personal Transaction and Savings Product Terms and Conditions

Personal banking fees – A guide to fees and charges (PDF, 355KB)

Indicator rates - deposit products

Apply now for your NAB iSaver account

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