5.25 % p.a.
NAB iSaver | Online savings account with no fees - NAB
Flexible access to your savings
Flexibility to withdraw
Your interest rate won’t change if you make withdrawals through your linked NAB transaction account.
A great introductory rate for first four months
Kickstart your savings goals with our introductory interest rate for the first four months.
Plan, track and save
Keep your savings organised and build good savings habits with Saving Spaces in the NAB app. Create your 'Space' and watch your savings grow!
A great introductory rate with no monthly account fee
Total introductory interest rate
This is the total rate (standard variable rate plus fixed bonus margin rate) you could earn for the first four months, if you have not held a NAB iSaver in the last 12 months (on balances up to $20 million). After the first four months, you will earn interest at the standard variable rate.
Standard variable rate | 1.65% p.a |
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Fixed bonus margin | 3.60% p.a |
Saving made simple
Track your progress, visualise your spending to spot opportunities to cut costs and reach your savings target. Get started with our Spending feature in the NAB app.
Things you should know
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With a NAB iSaver account, your interest rate won’t be affected if you take money out of the account. If you need access to your money, you can transfer funds to your linked NAB transaction account and still receive the same rate.
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You can open as many NAB iSaver accounts as you need. This can be helpful when trying to save for a holiday or growing your emergency funds. Keep in mind the total introductory rate only applies to one account, and only if you haven’t held a NAB iSaver in the past 12 months. The introductory rate will be applied to the first eligible account opened, and any additional NAB iSaver accounts opened during this period will receive the standard variable rate.
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When you open a new NAB iSaver account and haven’t held another iSaver account in the last 12 months, you’ll receive the total introductory rate for the first four months. After this you’ll receive the standard variable rate only.
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Yes, to access money in your NAB iSaver you’ll need a NAB transaction account. If you don’t have an existing transaction account, we’ll automatically open a NAB Classic Banking account and NAB Visa Debit Card for you when you open your NAB iSaver.
Other account options to consider
Haven't found what you're looking for? Here are some other accounts to explore.
NAB Reward Saver
Grow your savings faster with a higher interest rate, if you're a motivated saver.
NAB Term Deposit
With a competitive interest rate for a term that suits you, our term deposits can help you reach your savings goals.
NAB Classic Banking account
However you bank, you’ll pay no monthly account fee. Spend more on what’s important to you.
Useful information
11 money saving tips to help you reach your goals
Read our simple tips you help you control your spending and save more money.
Budgeting tips | Create a savings plan
Create a budget to help you meet your money goals.
How to bucket your money and meet your savings goals
We give you some simple tips to help you budget better, control your spending and save more easily.
Help and support
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.
Closing your account
The quickest and easiest way to close your account is through NAB Messaging in Internet Banking or the NAB app.
If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.