Fixing your interest rate on the go

These steps will show you how to fix your home loan interest rate on your mobile. The great news? You don’t need to speak to a banker and it can be completed within 1-2 business days. 

Remember, if you have a joint home loan, the second person on your account will need to review and approve the change. Not sure how that’s done? Learn how to review and approve changes to joint loans via your mobile.

  • 1

    Step 1

    Log into the app, select your home loan account. Tap Make changes to your loan.

  • 2

    Step 2

    Eligible customers can select the option Fix your interest rate.*

  • 3

    Step 3

    Review the information and tap Yes, let’s start.

  • 4

    Step 4

    Choose the term of your fixed loan and tap Review Changes.

  • 5

    Step 5

    Review your changes then tap Review loan terms.

  • Complete

    Read the important information, select the check boxes and tap Agree and submit to consent.

Important information

NAB app

This product is issued by National Australia Bank Limited. NAB recommends you consider the internet banking terms and conditions document before making any decisions regarding this product.

The NAB Mobile Banking app is compatible with Android OS  7.0 and above, and iOS 11.0 or later. Android is a trademark of Google LLC. The Google Logo is a registered trademark of Google Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

*NAB customers with an eligible variable rate NAB Tailored Home Loan or NAB Choice Package Home Loan. NAB does not offer an interest offset arrangements for Fixed Rate Home Loans. If you already hold an offset account with your variable loan, it will no longer be available under a fixed home loan arrangement. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan interest rate.