Why NAB Equity Lending?

A smart choice for value, exceptional service and flexibility

Our rates are competitive, and you can borrow as little as $20,000. You've convenient online access to your facility information and we provide a highly personal approach to customer service.

Benefits at a glance

The full range of NAB Equity Lending benefits includes:


    Competitive interest rates - we offer competitive variable and fixed interest rates. View our current Interest rates.

    No application fees* or ongoing service fees - NAB Equity Lending has no establishment fees for individual or joint applicants.

Exceptional service

    A dedicated account manager - you'll have access to a personal account manager who will look after your facility and assist you with any queries.

    Easy online access - we’ve made it easy to monitor your NAB Equity Lending facility and keep track of your investments online.

    Prompt loan approval - we can generally approve individual or joint applications within 48 hours of receipt of your application.

    Regular facility statements - we'll provide you with regular statements outlining your facility details.


    An extensive choice of investments - a NAB Equity Lending facility allows you to borrow against an extensive range of ASX-listed stocks and managed funds.

    Flexible loan options - you can combine variable rate and fixed rate loans, with interest payable in advance or arrears, within the one Facility, as long as the fixed rate** component of the loan has a minimum loan amount of $20,000.

    Low minimum loan amount - the minimum loan amount is $20,000.

    Instalment gearing - instalment gearing facilities are available with a minimum loan amount of $20,000.

    Third party security - you may be able to use investments owned by another person (or company) as security for your margin loan.

    Use the broker of your choice - where you've an existing broker there is generally no need to change this relationship.

    Call options - we may allow you to write call options that use shares held as security for your facility as specific cover.

For any queries, please call us on 1300 135 145, 8.30am - 5.30pm Mon-Fri (AEST/AEDT) or email us at equity.lending@nab.com.au.

Important information

*An application fee applies to a company applicant or guarantor and a company or individual acting in their capacity as trustee. Applicants and guarantors residing in Tasmania are also subject to a state government charge for registration and stamping of the Power of Attorney.

**Fixed rate loans are fully drawn upon commencement of transaction.

Apply for a NAB Margin Loan