Find out about repayments and how to take the stress out of making them by setting up an automatic direct debit.

The simplest way to make a home loan repayment is to set up a direct debit through an everyday banking account. Repayments can be made weekly, fortnightly or monthly. There are a few ways you can do this:

  • Set up a regular transfer in internet banking by going to the Funds Transfer section, New Funds Transfer and nominate your transfer frequency. This will let you choose how often you want to make your repayments.
  • Call us on 13 22 65.
  • Talk to your employer to see if you can make a direct payment from your salary straight into your loan.

Can I increase or decrease my repayments?

If you have our variable rate home loan you can increase your repayments and make unlimited extra payments. Plus, if you pay it off early, we won’t charge you an Early Exit fee.

With a fixed rate home loan, you can make up to $20,000 in additional repayments during the fixed rate period without incurring prepayment fees or economic costs. To decrease your repayments, speak with you banker or call us on 13 22 65.

Learning more about repayments

If you’d like to know more about how repayments work and what it can mean for the interest you pay check out our information on:

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