Ready to travel with freedom?

There’s something really satisfying about paying for your overseas trip with your own hard-earned money. Plus, it’s a great way to enjoy some time off – without having to worry about heading into debt.

If you don't want to use credit to pay for your upcoming holiday, one of the simplest things to do is to load up your debit or traveller card with savings.

Here are some options for you:

NAB Visa debit cards

NAB Visa debit cards give you easy and secure access to your money – wherever Visa is accepted in the world. Unlike a credit card, using a debit card means you won’t have to worry about high credit interest rates, or paying off any holiday debts.

If you use a NAB Platinum Visa Debit card1, you won’t be charged a foreign currency fee on your international purchases. And, if you’ve pre-paid at least $500 on transport, tours, and/or accommodation on your NAB card, you could be eligible for complimentary overseas travel insurance. You’ll need to be 90 years or under before you take off.2 For the full list and any limits and excesses that apply, please read our NAB Card Insurance Policy Information Booklet (PDF, 450KB).

NAB Traveller card

Using a prepaid option like the NAB Traveller card3 is a great way to pay like a local during your trip.

With a NAB Traveller card, you can load up to 10 currencies. This gives you access to money wherever Mastercard4 is accepted (around 43 million locations worldwide).

It’s easy to manage and reload your card5 through the NAB app or NAB Internet Banking. You can also reload it via BPAY®6 or at any NAB branch. Plus, you can travel a little cheaper with $0 load, unload, inactivity and overseas ATM fees5,7.

Don’t forget to check our fees guide when travelling overseas using any of your NAB cards.

Foreign Currency Cash

Cash is often the only option for incidentals like taxi fares, street food – or those incredible deals at the local market. With NAB, you can enjoy competitive exchange rates in over 50 currencies. Order foreign currency cash online and pick up from your branch of choice before taking off. This means less time withdrawing, and more time exploring.

Budgeting along the way?

How do you make sure you’re sticking to your budget? It’s simple. Just keep track of your spending to see how your budget measures up.

If you’re using any of your NAB Visa cards, log into the NAB app or NAB Internet Banking. You'll be able to see how much you have in your account, as well as all your transactions. With NAB Traveller card, you can also view your balances, as well as reload your card and move money between currencies.

It’s also important to keep exchange rates in mind. This way, you can see how far your dollar is going and plan your spending around it. Stay on top by using our foreign currency calculator. For more helpful features, check out our NAB app Travel Tools.

Important information

1 Please refer to Personal Transaction and Savings Terms and Conditions (PDF, 662KB) and Personal Banking Fees and Charges (PDF, 315KB) before making any decisions regarding this product. NAB’s the product issuer.

2 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.

3 The Nilson Report, Issue 1095 September 2016. Restrictions:

NAB Traveller card cannot be used for money transfers or for accessing or purchasing goods from adult or gambling Internet sites (when correctly identified), and must not be used for any unlawful activity. You must comply with all laws and regulations (including any foreign exchange controls) in respect of the card in the country of purchase and/or use. In addition, the NAB Traveller card cannot be used in some restricted countries (currently Iran, North Korea, Sudan and Syria). NAB Traveller card user guide (PDF, 262KB)

4 ® Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

5 Load and reload limits apply. Funds loaded via NAB Internet Banking will be available immediately. The foreign exchange rate quoted is NAB’s Currency-to-Currency foreign exchange rate. Allow 2-3 Australian business days for funds reloaded via BPAY to appear on your card. The exchange rate that’ll be applied is the rate at the time of processing, not when the BPAY transaction is initiated. Reloads are calculated using the NAB Currency-to-Currency foreign exchange rate. For further information see the NAB Traveller card Product Disclosure Statement and Terms and Conditions (PDF, 378KB)

6 Registered to BPAY Pty Ltd ABN 69 079 137 518.

7 Withdrawals and transactions: Some operators and merchants may directly charge a fee. Daily transaction and ATM withdrawal limits apply. Transactions and fees that require a currency conversion are calculated using Mastercard foreign exchange rates and are subject to NAB’s Foreign Currency Conversion fee. Rates, fees and limits apply. Please refer to the NAB Traveller card Product Disclosure Statement and Terms and Conditions (PDF, 378KB) before making any decisions regarding this product. NAB's the product issuer.

The information contained in this article is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.

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After more?


NAB Visa Debit card

A prepaid card to help you pay like a local. Withdraw cash at ATMs, and make purchases while you're away.


NAB Traveller card

Load up to 10 different currencies on our prepaid travel card and spend at any one of the 52 million locations worldwide that accept Mastercard®


Foreign currency cash

Order foreign currency easily either online or in branch with $0 fees before you take off. This means less time withdrawing, and more time exploring.

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