Low fees to save you money

Cash back on contactless purchases

1 %

Earn up to $10 cash back per month on your contactless purchases.

Monthly card fee

$ 10

To unlock the value of your platinum features.

International transaction fee on purchases

0 %

Save money every time you shop online or instore overseas.

Withdrawal fee at over 4,000 ATMs across Australia $0
Overdrawn fees $0

Features of this card

Visa premium offers

Discover hundreds of deals, discounts and privileges from dining to accommodation.

24/7 concierge

From flight reservations to restaurant recommendations, your concierge has got you covered.

Tap and pay

Manage your money securely and conveniently while on the go, with a range of solutions and wearables. Plus, start spending before your card arrives with Google Pay or Apple Pay.

Enjoy five complimentary insurances

Travel insurances

  • International travel insurance

  • Domestic travel insurance

  • Rental vehicle excess in Australia insurance

Purchase insurances

  • Purchase protection insurance

  • Extended warranty insurance

Please see the Important Information section about changes to these complimentary insurances effective 1 November 2023.


Now includes COVID-19 cover

Book your overseas holiday with complimentary travel insurance, knowing eligible travellers may be covered under selected insurance benefits for pandemics and epidemics . You must charge at least $500 of your prepaid travel costs to your NAB Platinum Visa Debit card.

What you'll need to apply

Here's what you need to know about applying and eligibility. If you’re a NAB customer, have your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer.  There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready.

Identify yourself

If you’re a new customer, we’ll need either:

  • your passport

  • your driver's licence

  • your Medicare card

Check your eligibility

You must be both:

  • 18 years of age or older

  • an Australian resident for tax purposes

Not eligible to apply online?

If you’re unable to apply for this product online, visit a branch and a banker will help you.

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started.

Help and support

How can I make the most of the cash back on my contactless purchases?

With a NAB Platinum Visa Debit card, you’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD each month. That means you can earn up to $10 cash back per month. To make the most of this, make day-to-day purchases with your NAB Platinum Visa Debit card using Visa payWave or Fitbit Pay.

How do mobile payments work?

By registering your NAB Visa Debit card with a digital wallet, you’re able to make payments using your mobile phone. Depending on the type of phone you have there may be different options of digital wallets to choose from. Once you've completed the setup process, you'll be able to use your mobile phone where contactless payments are available.

When will I benefit from a 0% international transaction fee?

Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers. With no international transaction fee on international purchases, a NAB Platinum Visa Debit card lets you make the most of your money when shopping overseas and online, so you can spend your money on the things you want.

What is offered in the NAB Concierge Service?

The NAB Concierge Service is a complete travel and lifestyle service available anywhere in the world 24 hours a day, seven days a week. When you’re at home, the service can help you to book live events, make reservations at hotels and restaurants, or even order flowers for a loved one. Overseas, it can help to plan your trip, as well as assist with flights and accommodation.

Other account options to consider

NAB Platinum Visa Debit Card and NAB Visa Debit Cards require a linked NAB transaction account. You can link an existing NAB transaction account within your debit card application or open a fee-free NAB Classic Banking account, as well as a savings account.

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Important Information

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions (PDF, 627KB), opens in new window. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

NAB Internet Banking and NAB app

These products are issued by National Australia Bank Limited.

NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.

The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.