Talking salary? It's always awkward, no matter how many times you've had the chat. It's important however to make sure you go in prepared and know your worth.

1. Know your worth

Chat to a mentor or someone in a similar position to find out what you should be asking for. Research and confidence are your best weapons here. Back yourself in and remember: you’re worth every cent.

2. Deflect 'that' questions early on

If they’re asking how much you want early in the interview, deflect the question. Ask them what their budgeted range is, refer to your research and speak to a broad range. Then you’ll be able to position yourself in that range throughout the interview.

3. Be humble, but don't undersell

You know how good, bad or ugly your recent performance has been. Own your wins and your mistakes evenly, but make sure they know you’re always learning and improving.

4. Don't take the first offer

Well done! They already want you to work there if they’re giving you an offer. But unless it’s a major career move, you should be confident when negotiating dollars and cents. Plus, they’ll respect you if you handle it well. Have a bit of back and forth and you’ll get closer to what you want.

5. Think ahead

Make sure you’re always working towards what you want; it mightn’t be as simple as more money. Think about your future – what about your super? It’s up to you to make sure it’s as happy and healthy as you are.

Now, get out there and talk money like the confident employee-to-be you are!

6. Your job, your super

Let’s face it. We all completely forget about our super until we have to give our details to a new employer. When you start a new job, you give your employer your bank details for your pay, so why not give them your super details?

That’s why, when you apply for MLC MasterKey Super Fundamentals, your super details will be right next to your NAB accounts in NAB internet banking. So, all your money’s in one spot, making it easier to keep track of.

Important information

This information is provided by the National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. For more information you can read the NAB Financial Services Guide. MLC MasterKey Super Fundamentals is issued by NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL 236465, RSE R1077223, (NULIS) as Trustee of the MLC Super Fund ABN 70 732 426 024. NULIS Nominees (Australia) Limited is part of the National Australia Bank Group of Companies. This communication is intended to provide general information only, without taking into account any particular person’s objectives, financial situation or needs. Before acting on this information, you should consider the appropriateness of this information having regard to your personal objectives, financial situation and needs. Please read the Product Disclosure Statement (PDS) relating to the financial product/s mentioned in this communication issued by NULIS, and read the Internet Banking Terms and Conditions relating to that product issued by National Australia Bank Limited, and consider it before making any decision about the product. A copy of the PDS is available upon request by phoning 132 652 or by visiting mlc.com.au. It may take three to five business days to see your MLC MasterKey Super Fundamentals account in your internet banking.

An investment in any financial product offered by NULIS is not a deposit with or liability of, and is not guaranteed by National Australia Bank Limited or its subsidiaries (NAB). NAB does not guarantee or otherwise accept any liability in respect of MLC MasterKey Super Fundamentals.

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