If you’re an existing NAB customer, save time by using your NAB ID to:
- pre-fill personal details
- pre-fill NAB financial details.
If you’re a new customer and don’t have a NAB ID you can still apply online.
Have these items ready
You can upload your supporting financial information documents in the application form. If you can’t upload your documents, the confirmation email we send will outline other ways you can provide the documents.
Eligibility Check if you're eligible to apply online
What you can't use a personal loan for
Getting started How to apply for a NAB Personal Loan
Applying online is quick and easy.
Submit your application: Get a decision on conditional approval in under 60 seconds. If conditionally approved, we’ll give you your indicative interest rate and repayment amount.
We’ll verify your information: Depending on your circumstances, we may do other checks and contact you for further information.
Accept your offer: If you’re approved and accept our loan offer through NAB Internet Banking, your money will be ready in one business day.
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Consider the NAB Internet Banking Terms and Conditions which apply when using NAB Internet Banking.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria. Information, including fees are subject to change. See our general terms for personal loans, personal banking fees and charges and indicator rates for other personal lending.