Before starting your application, we’d like to make sure you meet our eligibility criteria and have the right documentation ready.

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Are you eligible?

I am 18 years or older.

I’m an Australian or New Zealand citizen, an Australian Permanent Resident or a non-resident holding an acceptable Temporary Residency Visa.
The following Visa categories are NOT acceptable: Visitor Visa (exception, a Special Category Visa - NZ Citizen is acceptable), Working Holiday, Student, Exchange/gap year, Transit/short stay/seasonal, and Bridging.

I receive a regular income.

What will you need?

Your NAB ID which is located on the back of your NAB card.
If you’re a new customer and don’t have a NAB ID you can still apply, but you may be required to visit a branch to verify your identity.

Driver’s licence number (if you have one) and personal details.

Employment details for the past three years.

Your financial information, including income, expenses, assets and debts.
There’s no need to upload any documents in the application form, but we may ask you for them later in the process.

What is the process?

Step 1. Submit your application
It will take you about 20-25 minutes to complete our online application form.

Feel like you've got everything covered?

Begin application