Ways to apply

Apply online

Call us on 13 13 12

8am-8pm Mon – Fri, or 9am-6pm on weekends (AEST/AEDT)

Apply in person at your nearest branch

If you’re not already a customer, starting to bank with us will help us understand your financial circumstances. You can get started with a transaction account. Please note, we'll need you to visit a branch to verify your identity.


Am I eligible for a NAB Personal Loan?

To be eligible for a personal loan, you must:

  • Be 18 years of age or older
  • Be an Australian or New Zealand citizen; an Australian Permanent Resident or a non-resident holding an acceptable Temporary Residency VISA
  • Have a regular income and good credit rating

What happens during the application?

During your application, we’ll ask you details about your financial situation, these include:

  • Income earnings (before and after tax, and how often).
  • Expense details (e.g. general living expenses, rent or insurance).
  • Information about any Assets you own (e.g. value of any cars, homes or other assets).
  • Information about any Liabilities you owe (e.g. personal or home loans, credit or store cards).

Things to have handy:

  • Your NAB ID number – if you're an existing customer.
  • Driver's licence number (if you have one – it'll help us process your application)

Apply now for your personal loan

It's easy, secure and takes around 20 minutes.

What happens after I apply?

We'll send you an email (or a secure message via internet banking) straight away to confirm we’ve received your application. You’ll hear from us within 1-2 business days, once we’ve taken a look. We’ll send you an email to let you know how it’s going, or we’ll call if we need to check anything.

More about the next steps after you apply.

We're ready to help you

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