How to apply for a NAB Personal loan

1. Submit your application

Within 60 seconds of submitting, we’ll let you know if you’ve been conditionally approved. We’ll also give you your indicative interest rate and repayment amount.

2. We’ll verify your details

If your loan has been conditionally approved, we’ll review and verify the information you’ve provided. If needed, we’ll contact you to obtain further information.

You may be asked to provide some verification documents. You can upload these documents at NAB Internet Banking under Applications. Find out how to do this and how you can track your application in our My applications video.

3. Accept your Personal Loan offer

If approved, we’ll provide you with loan documents which include your final interest rate and repayment amount. You can check these documents and accept your offer through NAB Internet Banking.

If your loan isn’t approved you’ll be notified by SMS and email.

If you’re new to NAB, you'll need to visit a branch to confirm your identity with a 100-point ID check. You can do this at any stage of the application.

4. Receive your money

We’ll transfer the money into your most frequently used NAB account on the day you accept the offer. If you’re not currently a NAB customer, we’ll contact you to organise the transfer.