How to apply for a NAB Personal Loan

THINGS TO KNOW BEFORE YOU APPLY

Am I eligible for a NAB Personal Loan?

To be eligible for a personal loan, you must:

• Be 18 years of age or older
• Be an Australian or New Zealand citizen; an Australian Permanent Resident or a non-resident holding an acceptable Temporary Residency VISA
• Have a regular income and good credit rating

What happens during the application?

During your application, we’ll ask you details about your financial situation, these include:

• Income earnings (before and after tax, and how often).
• Expense details (e.g. general living expenses, rent or insurance).
• Information about any Assets you own (e.g. value of any cars, homes or other assets).
• Information about any Liabilities you owe (e.g. personal or home loans, credit or store cards).

Things to have handy:

• Your NAB ID number – if you're an existing customer.
• Driver's licence number (if you have one – it'll help us process your application)

What happens after I apply?

We'll send you an email (or a secure message via internet banking) straight away to confirm we’ve received your application. You’ll hear from us within 1-2 business days, once we’ve taken a look. We’ll send you an email to let you know how it’s going, or we’ll call if we need to check anything.

More about the next steps after you apply.