Benefits of a NAB Classic Banking account

Get ready for your move to Australia. With an easy online application, you'll be able to open an account up to 12 months before your arrival.

Save money on fees

No monthly account fees, withdrawal fees or overdrawn fees.

Secure and convenient banking

Digital banking made easy with NAB Internet Banking and the NAB app.

Easily add accounts

The option to add a NAB iSaver account when you apply for the NAB Classic Banking account.

No monthly minimum deposit required

No need to worry about a monthly minimum deposit, but if you want to start growing your balance before you arrive, you can send money to your account via an international money transfer.

Easy access to your money

When you arrive in Australia you’ll need to present your ID to a NAB branch. You'll then get a NAB Visa Debit card for your everyday spending instore or online. Make payments and transfers, and withdraw money from over 7,000 ATMs across Australia. 

Receive and deposit funds

Accept direct transfers from others, including from overseas, deposit cash and receive your salary once you arrive.

Fees and charges

Our low fees help you save money.

Monthly account fees

$ 0

Save money spent on fees and use for something else.

Withdrawal fees

$ 0

No fees at over 7,000 ATMs across Australia.

Transaction fees

$ 0

For transactions made within Australia.

Overdrawn fees

$ 0

If you happen to overdraw your account.

How to open a Classic Banking account

Find out if you're eligible and what you need to do to open an account.

Check your eligibility

  • You're over 18 years of age.

  • You're moving to Australia to migrate, study or work.

  • You're arriving in the next 12 months.

  • You're not travelling on a Tourist or Working Holiday type Visa.

Make sure you have the following information

  • Your passport number and expiry date.

  • Your email address.

  • Your arrival date.

  • Your arrival city.

Application process and using your account

  1. Complete the online application for a new NAB account. It takes about 10 minutes to complete.

  2. It takes about three business days for us to process your application. We'll email you a welcome letter with your NAB account details.

  3. You can use Internet Banking to view your balance and transfer funds.

  4. When you arrive in Australia, you'll need to present your ID to a NAB branch. From here you'll be able to withdraw money. We'll also give you the option of a NAB Visa Debit card so you can start making purchases and using ATMs.

Ready to apply for a NAB Classic Banking account?

Apply to open an account in under 10 minutes.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions

NAB is incorporated in Australia, registered office 800 Bourke Street, Docklands, Victoria, 3008, is an Australian Financial Service Licensee and regulated in respect of its deposit taking business by the Australian Prudential Regulation Authority (APRA).

Personal Transaction and Savings Products Terms and Conditions

Personal Banking Fees and Charges

Indicator rates - deposit products

Target Market Determinations for these products are available at