You can receive money from overseas straight into your NAB account.


Before you get started, here are a few things you should know:

  • If you want to calculate approximately the transfer in Australian dollars or another currency, see our latest foreign exchange rates.
  • Our fee for processing an international money transfer is usually deducted from the amount paid. This fee can differ with the currency of the transfer.
  • Overseas parties sending payments to us may charge us a commission. We include these commissions in our fee.
  • In some cases, the sender may tell us to charge our fee to them. Where we do this, we won’t charge you and may charge the sending bank a higher amount.

Moving to Australia?

If you're moving to Australia, you can open a bank account from overseas for when you arrive.

What to provide to Receive funds from overseas

To receive an international money transfer into your NAB account, you need to give the sender these details:

  • Bank: National Australia Bank
  • BIC/SWIFT code: NATAAU3303M
  • BSB (bank, state, branch) and account number: Refer to your internet banking or account statements. Please check these carefully – in accordance with Australian industry standards, payments made to an account number may be paid to that account whether or not the name of the account matches.
  • Beneficiary name and address: Your full name (no initials) and street address (cannot be a post office box).


  • Australian banks don't use IBANs.
  • Foreign Currency Accounts don't require a BSB. BSB 082-039 can be provided to the remitter if they request one.

Fees for international transfers

There are fees for receiving funds from overseas into your NAB account.

Transfers to NAB in Australian or overseas currency
Deposited to NAB account Up to $15
Deposited to non-NAB account (NAB acting as intermediary) Up to $30
Transfers of overseas currency received by NAB and transferred to another bank (unconverted)
All customers Up to $35
Documentary payment orders and telegraphic transfers
Payable against documents other than simple receipt 0.2% of remittance amount
(minimum $30)
(maximum $600)

Frequently asked questions

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