Whether you have big plans to grow internationally, want to capitalise on an opportunity overseas or simply start importing or exporting - if going international matters to you, we're here to make it happen.


Whether it's a fast, easy loan under $100K or a bespoke, tailored solution to work with your cash flow, our lending options could suit your needs.

Trade Finance

Finance to help grow your local or overseas supplier and customer base, and maximise cash flow.

  • Options to finance your payments to suppliers in Australian Dollars or other major currencies
  • Tailored offering aligned to your business trading cycle from 7 days to 180 days and manage seasonal and day to day fluctuations in cash flow
  • Maintain visibility of each trade finance loan with its own fixed interest rate and maturity date 24/7, via NAB Connect
  • Access to a team of Trade and Working Capital specialists and Business Bankers

NAB QuickBiz Loan

Fast, unsecured business lending made easy, giving you access to lump sum funds to grow, run and invest in your business.

% p.a.

Borrow between

  • Fast access to lump sum finance without using assets as security
  • Fixed repayments for easier budgeting
  • No upfront or ongoing fees
  • 12, 24 or 36 month loan term offering flexibility

NAB Qantas Business Signature Card

Get more from your business purchases and maximise your Qantas Points.

% p.a.

Purchase interest rate. (21.74% p.a. cash advance rate)


annual card fee


minimum facility credit limit

  • 100,000 BONUS QANTAS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening. NAB may vary or end this offer at any time.*
  • Up to 44 days interest free on business purchases1
  • 1 Qantas Point for every $1.50 you spend on eligible purchases2
  • Access to Visa’s tailored 24/7 concierge service for travel and lifestyle services.3


NAB Connect

Our internet banking solution for business. Flexible to use at the office, from home or on the go.

International solutions

Manage the risk of dealing with foreign exchange with our foreign currency accounts, FX hedging and simple and convenient international payments.

Accepting payments

Turn your website into a secure and convenient online payments portal, with the ability to accept payments from customers in their local currency.

“NAB has helped us in many ways with export, allowing us to enter new markets by having the extra tanks and finances available to go ahead and expand our business.”

- Colin Campbell, Campbells Wines, Rutherglen, VIC


Seven steps to Asian export success

Keen to export to Asia? Make sure you understand what’s involved and how best to prepare.

Challenges overcome for export success

Lively Linseed's owners saw the potential in Asia, so they didn't rest until they grabbed it.

Accredited for export to 100 countries

Nolan Meats has one eye firmly set on China – and 2018 could be the year for this successful family-run operation.

Getting the right FX solution

Whether you're a big business or a small operator, ensuring you have
the right FX solution is important. Find out which products work best
for your business.

Learn more

Important Information

All NAB QuickBiz finance options are subject to credit assessment and approval

For the NAB QuickBiz Loan and NAB QuickBiz Overdraft, funds will be provided within 1 business day upon receipt of signed contracts. For the NAB Low Rate Business Card, cards will be posted once unconditional approval is provided and should arrive by post approximately 3 business days later. Business days are Monday to Friday, excluding weekends and VIC public holidays.

Instant answer online and funding subject to credit assessment and verifications.

This loan is only available for loans which are wholly or predominantly for business purposes. This loan cannot be used to make payments to the Australian Tax Office.

Your business must have been in operation for at least 12 months and have a valid Australian Business Number (ABN).

You need to be at least 18 years or older to apply and hold an Australian citizenship or permanent residency.

Your business and residential address must be in Australia.

This loan is only available for sole traders, business partnerships with 2 or less individual partners, companies with 5 or less directors borrowing in their own right or an eligible discretionary trust. It is not available for joint borrowers who are not partnerships, or partnerships where one or more partner is a company.

Eligible trusts include the following:

• your trust must be a non-government discretionary trust

• your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.

• your trust must have been established in Australia

• the beneficiaries of your trust are individuals

• your trustees can only be one of:

a company with no more than five directors

up to two individuals

• if the trustee is a company shares in the company must be beneficially held.

Any shareholders of companies listed in the application must be individuals, and not companies.

If you are an existing NAB Customer, you must have operated all accounts in accordance with the terms of those accounts.

Your business must be registered for GST and have a turnover of at least $100,000 p.a

If you have an existing NAB Business Credit Card or a NAB QuickBiz Overdraft and require additional funds:

• you can apply for an additional NAB Business Credit Card facility or NAB QuickBiz Overdraft facility 6 months after your most recent NAB Business Credit Card or NAB QuickBiz Overdraft facility establishment date.

• you can apply for an additional NAB QuickBiz Loan 90 days after your most recent NAB Business Credit Card or NAB QuickBiz Overdraft facility establishment date.

If you already have an existing NAB QuickBiz Loan you can apply for an additional NAB QuickBiz Loan, NAB QuickBiz Overdraft or NAB Business Credit Card 90 days after your most recent NAB QuickBiz Loan facility establishment date.

If you are an existing NAB Customer, you can only apply for this product if you have less than $1m in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).

NAB may have other options which suit your business better if you do not meet the conditions for this loan. You can contact us on 13 10 12 to discuss.

NAB QuickBiz Loan

The interest rate of 12.95% p.a. applies from drawdown date of your NAB QuickBiz loan until the end of your loan term. Minimum monthly repayments must be made by the due date each month.

Standard product information

This loan is available only as a fixed interest rate principal and interest loan for a 12, 24 or 36 month term with monthly repayments. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You must have an Australian bank account, in the same name as your business, to receive your funds.

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

NAB Qantas Business Signature Card

* Qantas Rewards Special offer

Offer commenced on 8 October 2018. Bonus points - To be eligible for the Bonus points offer, you must apply for a new NAB Qantas Business Signature Card, before the offer is withdrawn, be approved and spend $4,000 on everyday business purchases within 60 days of account opening. NAB may vary or end this offer at any time. Everyday business purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The bonus points allocation of 100,000 Qantas Points will be credited to a Nominated Points Earner's Qantas Frequent Flyer account within 3 months of meeting the $4,000 everyday business purchases spend criteria. Bonus points offer not available in conjunction with any other new business credit card offer or where you currently hold or have closed a NAB business credit card which included a special offer within the previous twelve months. Offer is not available when closing/transferring from another NAB business credit card account or in conjunction with any other NAB offer.

1 Interest free days on business purchases - If you pay your account in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers cheques and transactions for gambling or gaming related purposes).

2 Qantas Points

All Qantas Points earned using the card(s) are credited to a points earner nominated by the Facility Owner. A points earner must be a Facility Owner or a cardholder with a Qantas Frequent Flyer membership account. To earn points using your NAB Qantas Business Signature Card, you must be a member of the Qantas Frequent Flyer program. A joining fee may apply, however, NAB has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to NAB members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffnab. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Refer to NAB Qantas Business Facility Reward Terms and Conditions (PDF, 603KB) for details of eligible business spending. Points are capped at $50,000 spend per card per statement period.

3 Visa’s Concierge Service

This service is provided by Visa Worldwide Pty Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 498 594 (Option 3) 24 hours a day, 7 days a week.

Trade Finance

Trade facilities are typically approved for 12 months and reviewed annually. Lending criteria, terms and conditions apply. Fees, interest rates and terms and conditions will be detailed in your Letter of Offer.

Rates, fees and charges

Business Banking Fees – A guide to fees and charges

Let's talk

We’re ready to help your business

Have us call you
Call 13 70 03

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Sat-Sun 9am – 6pm (AEST/AEDT)