What is NAB Expense Control?

NAB Expense Control is an app that will give you greater control over business card expenses. You can use it to issue virtual business credit cards to staff, track and manage employee card spending, categorise expenses, speed up end of month reconciliation and more. 

Benefits of NAB Expense Control

Enjoy a range of features that could save your business time and money.

Easily control employee card spending

Set card controls  to further limit employee spending on business cards over a set period. Use the dashboard to track expenses and get real-time notifications when cards are used. 

Issue virtual cards to staff

Easily set up virtual cards for employees and avoid the hassle of reimbursing expenses, while removing the risk of staff sharing physical cards.  Virtual cards can be used for online purchases, including  subscriptions and professional memberships.

Fast end of month reconciliations

Automate your expense management and reduce manual entry errors by exporting business credit card transaction data into your eligible accounting software package.

Keep your receipts in one place

No need to keep physical receipts because you and other cardholders can take photos of them within the app as soon as a purchase has been made. Receipts will all be stored for 7 years within NAB Expense Control.

Special offer

No NAB Expense Control user fees until the 1 January 2022. NAB may vary or end this offer at any time without notice.
See important information below.

Features coming soon

We’re working on great new features that will let you issue single or multi-use cards directly to an employee’s mobile wallet so they can make in-store purchases. These will be available in 2022.

Which NAB commercial cards are supported?

NAB Expense Control has been specifically designed for NAB business credit cards. However, it also supports NAB purchasing and corporate cards.

  • NAB Rewards Business Signature Card

  • NAB Qantas Business Signature Card

  • NAB Low Rate Business Card

  • NAB Business Card

  • NAB Purchasing and Corporate Cards

Earn reward points on virtual cards

You can earn reward points on all purchases made using both physical cards and any virtual cards you issue to employees.


NAB Expense Control Fees
User Fee $7.65 including GST per card per month
Implementation Fee  $0
Set Up Fee  $0
Virtual Card Account Activation Fee $7.65 including GST per month and one card fee.
There are no additional fees for issuing individual virtual cards from within NAB Expense Control. You can issue an unlimited number of virtual cards to your employees with existing credit cards, within your approved credit limit.

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