We make it easier to manage cash flow

Access up to 80% of your unpaid invoices within one business day.

We offer personal service

Receive dedicated support from a specialised business banker and support team.

We support you as you grow

Your facility can grow with you as your business and debtors do.

What is invoice finance?

NAB Invoice Finance is a short-term cash flow arrangement. It provides access to funds based on the strength of your debtor ledger.

This is how it works:

  • You sell your uncollected invoices to us.
  • We’ll make up to 80% of the eligible invoice value available within one business day.
  • You access the funds as you need.
  • Your loan is reduced as debtors pay into your account.
  • We give you more funding when you submit new invoices.

Is it right for your business?

Debtor and invoice finance may be suitable if you:

  • offer payment terms to your business customers
  • experience seasonal and day-to-day fluctuations in cash flow
  • turnover in excess of $2M of goods and services
  • offer trade payment terms of between 30 and 60 days.

Watch our video

Learn how easy it is to set up and use NAB Invoice Finance.

NAB invoice finance

Benefits and features

Improve cash flow and access money faster

  • Reduce the wait period for payment to one business day.
  • Manage seasonal or day-to-day cash flow fluctuations.

Experience excellent personalised service

Spend more time growing your business

  • Transact and view accounts online any time with NAB Connect.
  • Build and grow your customer relationships using your usual debt collection process. We stay in the background.

Use a finance option that works for you

  • Offer your debtor ledger as security, not your property.
  • Enjoy a simple pricing structure of a Facility Fee and Purchase Charge.

Rates and fees

Rates, fees and charges

Rates and fees are available on application.

Important information

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Ltd ABN 12 004 044 937.

Invoice finance solutions

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