Additional information for payments to Pakistan

You can use the Purpose of Payment descriptions below to help you identify which Purpose of Payment Code should be used for your payment. You’ll need to include the code and the Purpose of Payment name with your payment.

Example: ‘9091 Postal Services’.

Depending on the beneficiary customer, additional information should accompany the payment:

The beneficiary customer is an individual

A beneficiary Computerised National Identity Card (CNIC) or Smart National Identity Card number (SNIC) should be included in the ‘instructions to beneficiary’ or ‘Purpose of Payment’ field (depending on the NAB channel you use to make the payment). CNIC and SNIC numbers contain 13 numeric digits and should begin with CNIC or SNIC when providing this information.

Example: ‘CNIC 11111-4556111-1’ or ‘SNIC 11111-4556111-1’.

The beneficiary is a foreign national

A passport number of the beneficiary can be provided in lieu of the CNIC or SNIC number (if the beneficiary doesn’t have a CNIC or SNIC number). The passport number should be pre-fixed with the word ‘passport’.

Example: ‘PASSPORT AB1234567’.

The beneficiary is a corporate entity

A beneficiary National Tax Number (NTN) is mandatory in the ‘instructions to beneficiary’ or ‘Purpose of Payment’ field (depending on the NAB channel you use to make the payment). When providing this information, begin the number with NTN.

Example: ‘NTN 0003456-2’.

Pakistan POP Codes

Travel

Purpose Code Purpose of Payment name Purpose of Payment Description
9031
Purpose of Payment name
Official travel-Gov.
Purpose of Payment Description
Receipts from foreign government and semi-government employees on official travel in Pakistan.
9032
Purpose of Payment name
Official travel-Int. Organisations
Purpose of Payment Description
Receipts from officials of international organisations on official travel.
9033
Purpose of Payment name
Surrender of unspent bal. Off. travel
Purpose of Payment Description
Surrender of unutilised foreign exchange by the officials on their return from foreign tour.
9041
Purpose of Payment name
Business travel on behalf of non-resident Enterprises
Purpose of Payment Description
Business travel on behalf of non-resident enterprises.
9051 
Purpose of Payment name
Non official & Non Commercial delegation
Purpose of Payment Description
Receipts from self-employed non-residents on traveling for business purposes.
9052
Purpose of Payment name
Surrender of unspent bal. nonofficial
Purpose of Payment Description
Surrender of unutilised foreign exchange by the non-officials on their return from foreign tour.
9061
Purpose of Payment name
Health Travel
Purpose of Payment Description
Receipts from non-resident patients for medical/health treatment in Pakistan.
9071
Purpose of Payment name
Student Travel
Purpose of Payment Description
Receipts by educational institutions or non-resident individuals on account of education of non-resident students studying in Pakistan.
9072
Purpose of Payment name
Trainee Travel
Purpose of Payment Description
Receipts on account of training expenditure of foreign trainees in Pakistan other than officials of government and semi-government organisations.
9073
Purpose of Payment name
Students and trainees (Outside Pakistan)
Purpose of Payment Description
Receipts on account of foreign students and trainees receiving education or training from Pakistan.
9081
Purpose of Payment name
Tourists Pak national
Purpose of Payment Description
Purchases of foreign currency or rupee denominated instruments from Pakistani nationals including students who are on temporary visits to Pakistan on holiday.
9082
Purpose of Payment name
Tourists foreign national
Purpose of Payment Description
Purchases of instruments from foreign nationals (including Pakistanis holding foreign passports) coming to Pakistan as tourists on temporary visits.
9083
Purpose of Payment name
Religious travel
Purpose of Payment Description
Receipts from non-residents on religious visits.
9084
Purpose of Payment name
Surrender unspent balance Pak national
Purpose of Payment Description
Surrender of Pakistani nationals of unutilised amount of exchange (cash, cheques, etc.) released for their temporary visits abroad.
9085
Purpose of Payment name
Surender unspent bal. Hajj
Purpose of Payment Description
Surrender by Pakistani hajjis of unutilised amount of foreign exchanges (cash, cheques, etc.) on their return.
9086
Purpose of Payment name
Surender unspent balance non-hajjis
Purpose of Payment Description
Surrender by Pakistani Zairin of unutilised amount of foreign exchange (cash, cheques, etc.) released for Umrah, Ziarat, etc.

Business services

Purpose Code Purpose of Payment name Purpose of Payment Description
9211
Purpose of Payment name
Merchanting
Purpose of Payment Description
Receipt on account of merchanting.
9212
Purpose of Payment name
Trade Related Services
Purpose of Payment Description
Receipts on account of other trade related services covering commission on goods and services transactions between resident merchants, commodity brokers, dealers and commission agents and non-residents. This includes transactions in ships, aircraft, and auction sales.
9221
Purpose of Payment name
Charter of ships without crew-op. leasing
Purpose of Payment Description
Remittances on account of resident or non-resident transactions associated with operational leasing (other than financial leasing) and charter of ships without crew. This doesn’t include insurance claims.
9222
Purpose of Payment name
Charter of aircrafts without crew
Purpose of Payment Description
Remittances on account of resident or non-resident transactions associated with the charter of aircrafts without crew. This doesn’t include insurance claims.
9230
Purpose of Payment name
Waste treatment and depollution
Purpose of Payment Description
Receipts on account of waste treatment and depollution services that aren’t classified under any more specific category.
9231
Purpose of Payment name
Legal Services
Purpose of Payment Description
Receipts on account of legal fees of lawyers.
9232
Purpose of Payment name
Accounting auditing, & tax consultancy services
Purpose of Payment Description
Receipts on account of accounting, auditing, bookkeeping, and tax consultancy services.
9233
Purpose of Payment name
Business & management consultancy & public relations
Purpose of Payment Description
Receipts on account of business and management consultancy from abroad. Also includes subscription, membership or participation dues.
9234
Purpose of Payment name
Agency Commission
Purpose of Payment Description
Commission received by recruiting agents, importers, indenters, and others in Pakistan.
9235
Purpose of Payment name
Printing charges of security documents
Purpose of Payment Description
Receipts on account of printing of currency notes, stamps and other securities documents including mintage of coins, medals, etc.
9236
Purpose of Payment name
Processing fees on goods owned by others
Purpose of Payment Description
Receipts on account of processing of goods for improvement owned by another economy.
9237
Purpose of Payment name
Advertisements market research & public opinion polling
Purpose of Payment Description
Receipts on account of advertisement services.
9238
Purpose of Payment name
Research and development
Purpose of Payment Description
Receipt on account of services associated with basic research, applied research, and experimental development of new products and processes.
9239
Purpose of Payment name
Architecture, engineering, & technical services
Purpose of Payment Description
Receipts on account of resident or non-resident transactions relating to architectural design of urban and other development projects.
9241
Purpose of Payment name
Agriculture, mining, & on-site processing
Purpose of Payment Description
Receipts on account of services provided by residents to non-residents covering services associated with agricultural crops and on-site processing of goods that have been imported but not re-exported.
9242
Purpose of Payment name
Refund and rebate
Purpose of Payment Description
Receipts on account of loss in weight, quality, discount, claims and difference in price, etc, in respect of imports.
9243
Purpose of Payment name
Receipts of security deposits with tenders
Purpose of Payment Description
Receipts of security deposits with tenders submitted to rice and other export corporations.
9244
Purpose of Payment name
Services in medicine exports
Purpose of Payment Description
Receipt of export services in medicines against promotion of sales of essential ethical medicines.
9247
Purpose of Payment name
Miscellaneous other business services, n.i.e
Purpose of Payment Description
Transactions between residents and non-residents covering all other relevant services not classified in items above.
9248
Purpose of Payment name
Reverse Misc. other business services
Purpose of Payment Description
Refund of payments on account of various items of miscellaneous services.
9249
Purpose of Payment name
Other free-lance services
Purpose of Payment Description
Remittances from overseas reputed online platforms, firms and individuals on account of freelance services other than computer and information systems services.
9250
Purpose of Payment name
Maintenance and repair services
Purpose of Payment Description
Maintenance and repair services n.i.e. cover maintenance and repair work by residents on goods that are owned by non-residents.

Transport

Purpose Code Purpose of Payment name Purpose of Payment Description
9010
Purpose of Payment name
Earnings of Pak shipping Companies
Purpose of Payment Description
Receipts of surplus earnings of Pakistani shipping companies representing gross freight, less all expenses at foreign ports.
9011
Purpose of Payment name
Charter of Pak ships with crew
Purpose of Payment Description
Receipts on account of charter of Pakistani ships (vessels) with crew for a limited period.
9012
Purpose of Payment name
Supply of Bunker oil-for ships
Purpose of Payment Description
Receipts by oil companies in Pakistan for supply of bunker oil to foreign ships.
9013
Purpose of Payment name
Repair and maintenance of ships & salvage earnings
Purpose of Payment Description
Remittances received from foreign shipping companies either by the repairers directly or through their agents, covering the cost of repairs, maintenance, salvage, etc. of foreign ships.
9014
Purpose of Payment name
Remittances received by for Shipping Companies or their/ agents
Purpose of Payment Description
Call Centres - receipts on account of services provided by call centres.
9015
Purpose of Payment name
Refund transportation-Sea
Purpose of Payment Description
Refund of payments on account of various items for sea transportations.
9016
Purpose of Payment name
Earnings of Pak airlines
Purpose of Payment Description
Receipts of surplus earnings of Pakistani air companies representing gross freight and passage collections, less all payments abroad.
9017
Purpose of Payment name
Charter of Pak aircrafts with crew
Purpose of Payment Description
Receipts on account of charter of Pakistani aircrafts with crew for a limited period including specific flight or time charter.
9018
Purpose of Payment name
Supply of aviation Fuel-for aircrafts
Purpose of Payment Description
Receipts by oil companies in Pakistan for supply of aviation fuel to foreign aircrafts.
9019
Purpose of Payment name
Repairs and maintenance of foreign aircrafts
Purpose of Payment Description
Remittances received from foreign air company either by the repairers directly or through their agents, covering the cost of repairs and maintenance, etc.
9020
Purpose of Payment name
Remittances received by foreign airlines or their agents
Purpose of Payment Description
Remittances received from abroad for various services including maintenance or establishment and provisions, etc. purchased by foreign airlines or their agents.
9021
Purpose of Payment name
Refund transportation -air
Purpose of Payment Description
Refund of payments on account of various items for air transportations.
9022
Purpose of Payment name
Remittances received by recruiting agents for passage cost
Purpose of Payment Description
Remittances received by recruiting agents in Pakistan as reimbursement of cost of passage in respect of persons going abroad for employment.
9023
Purpose of Payment name
Earnings of Pak Road transport
Purpose of Payment Description
Receipts of surplus earnings of Pakistani road companies representing gross passage and freight collections, less all payments abroad.
9024
Purpose of Payment name
Receipts of surplus earnings of Pakistan railways
Purpose of Payment Description
Receipts of surplus earnings of Pakistan railways representing gross freight and passage collections, less all payments abroad.
9026
Purpose of Payment name
Refund other transportation
Purpose of Payment Description
Refund of payments on account of various items for other transportations.
9027
Purpose of Payment name
Remittances received by freight forwarders & clearing agents through Sea
Purpose of Payment Description
Receipts of freight forwarders and clearing agents for sea transportation.
9028
Purpose of Payment name
Remittances received by freight forwarders & clearing agents through Air
Purpose of Payment Description
Receipts of freight forwarders and clearing agents for air transportation.
9029
Purpose of Payment name
Remittances received by freight forwarders & clearing agents through Land
Purpose of Payment Description
Receipts of freight forwarders and clearing agents for land transportation.
9025
Purpose of Payment name
Earning of Liquid fuel transport through Pipelines
Purpose of Payment Description
Receipts on account of earning of liquid fuel transport through pipelines across borders.
9030
Purpose of Payment name
Earning through Electricity transmission
Purpose of Payment Description
Receipts on account of earning through charges of electricity transmissions across borders.
9009
Purpose of Payment name
Other transport services
Purpose of Payment Description
Receipts on account of other transport services include services that are auxiliary to transport and not directly provided for the movement of goods and persons.
9091
Purpose of Payment name
Postal services
Purpose of Payment Description
Receipt from foreign post offices for pick-up, transport and delivery of letters, newspapers, periodicals, brochures and other printed matter and of parcels.
9092
Purpose of Payment name
Courier services
Purpose of Payment Description
Receipt from courier companies for pick-up, transport and delivery of letters, newspapers, periodicals, brochures, parcels and other printed matter.

Financial, insurance and pension services

Purpose Code Purpose of Payment name Purpose of Payment Description
9172
Purpose of Payment name
Remittances for guarantees involved
Purpose of Payment Description
Receipts on account of enforcement of guarantees provided by banks and other abroad.
9173
Purpose of Payment name
Non-bank financial services
Purpose of Payment Description
Receipts on account of all other financial services including: investment banking, mergers, acquisition, corporate finance, venture capital, securities brokerage, etc. not included in items above.
9174
Purpose of Payment name
Refund of financial services
Purpose of Payment Description
Refund of financial services.
9121
Purpose of Payment name
Life insurance and pension services
Purpose of Payment Description
Receipts of insurance service charges on account of life insurance and pension funds.
9124
Purpose of Payment name
Refund of insurance and pension services
Purpose of Payment Description
Refund of insurance and pension services.
9141
Purpose of Payment name
Non-life insurance services
Purpose of Payment Description
This represents receipts of non-life insurance services charges by insurance companies in Pakistan.
9146
Purpose of Payment name
Refund of Insurance
Purpose of Payment Description
Refund of other direct insurance payments.
9151
Purpose of Payment name
Reinsurance-life
Purpose of Payment Description
Receipts of reinsurance services charges on account of life reinsurance placed by foreign insurance companies with insurance companies in Pakistan.
9152
Purpose of Payment name
Reinsurance - Nonlife
Purpose of Payment Description
Receipts of reinsurance services charges on account of non-life reinsurance placed by foreign insurance companies with insurance companies in Pakistan.
9161
Purpose of Payment name
Services auxiliary to insurance
Purpose of Payment Description
Receipts on account of services auxiliary to insurance including brokerage and agency services.

Telecommunication, computer and information services

Purpose Code Purpose of Payment name Purpose of Payment Description
9101
Purpose of Payment name
Telecommunication services
Purpose of Payment Description
Receipts on account of telecommunication services.
9102
Purpose of Payment name
Call Centres
Purpose of Payment Description
Call Centres - Receipts on account of services provided by Call Centres.
9181
Purpose of Payment name
Hardware consultancy services
Purpose of Payment Description
Receipts on account of computer hardware consultancy services provided to non-residents.
9182
Purpose of Payment name
Software consultancy services
Purpose of Payment Description
Receipt on account of data base services provided to non-residents such as development, storage, and online time series.
9183
Purpose of Payment name
Maintenance & repairs of computers
Purpose of Payment Description
Receipts on account of maintenance and repairs of computers and peripheral equipment abroad to non-residents.
9184
Purpose of Payment name
Export of Computer Software
Purpose of Payment Description
Receipts on account of export of computer software including design, development, and programming of customised system.
9185
Purpose of Payment name
Other computer services
Purpose of Payment Description
Receipts on account of other computer services not specified elsewhere.
9186
Purpose of Payment name
Freelance of computer and information services
Purpose of Payment Description
Remittances received by resident individuals or households from reputed overseas IT firms and online platforms on account of freelance computer and information systems services.
9191
Purpose of Payment name
Earnings of journalists/authors
Purpose of Payment Description
Earnings of journalists and writers on account of their contribution in foreign magazines, newspapers etc.
9192
Purpose of Payment name
Subscription to newspapers/periodicals
Purpose of Payment Description
Receipts on account of subscription to domestic newspapers and periodicals by non-residents abroad.
9193
Purpose of Payment name
News agents and correspondents
Purpose of Payment Description
Remittances received by Pakistani newsagents and news correspondents from abroad for their services.

Royalties

Purpose Code Purpose of Payment name Purpose of Payment Description
9201
Purpose of Payment name
Royalties and trademarks
Purpose of Payment Description
Receipts associated with the authorised use of proprietary rights.
9202
Purpose of Payment name
License fee
Purpose of Payment Description
Receipts on account of charges for licenses to reproduce or distribute (or both) intellectual property embodied in produced originals or prototypes and related rights.

Investments

Purpose Code Purpose of Payment name Purpose of Payment Description
9573
Purpose of Payment name
Equity Securities - Banks
Purpose of Payment Description
Remittances received by banks on account of repatriation of portfolio disinvestments in equity securities from abroad.
9574
Purpose of Payment name
Equity Securities - Other Sectors
Purpose of Payment Description
Remittances received on account of portfolio disinvestments in shares, stocks, participation, etc abroad.
9584
Purpose of Payment name
Debt Securities - Bonds and Notes
Purpose of Payment Description
Remittances received on account of investments in debt securities, bonds and notes etc. abroad.
9594
Purpose of Payment name
Money Market Instruments
Purpose of Payment Description
Remittances received on account of investments in money market securities abroad.
9546
Purpose of Payment name
Employee Stock Options
Purpose of Payment Description
Amounts received from abroad on account of employees’ stock options.
9547
Purpose of Payment name
Employees stock options - Repatriation of
Purpose of Payment Description
Amounts received from abroad on account of repatriation of employee’s stock options.

Income

Purpose Code Purpose of Payment name Purpose of Payment Description
9291
Purpose of Payment name
Compensation of employees
Purpose of Payment Description
Receipts on account of wages, salaries, and other benefits, in cash or in kind, earned by Pakistani workers abroad.
9301
Purpose of Payment name
Profits earned by branches/and other unincorporated enterprises of Pakistani investment companies operating abroad
Purpose of Payment Description
Receipts of income on account of distributed branch profits by Pakistani (investors) companies, firms, and banks having ownership or co-ownership of branches and other unincorporated enterprises operating abroad.
9302
Purpose of Payment name
Dividends earned by Pakistani investments companies operating abroad.
Purpose of Payment Description
Receipts on account of dividends by Pakistani (investors) companies, firms, and banks having direct investment in the enterprises operating abroad.
9122
Purpose of Payment name
Surplus funds received by Pak insurance cos. operating abroad
Purpose of Payment Description
Remittances received from overseas branches or agencies of state life insurance company of Pakistan and other Pakistani life insurance companies representing surplus funds originating from their operations abroad.
9303
Purpose of Payment name
Income on Investment Fund Shares (Dividends)
Purpose of Payment Description
Receipts of dividends on account of investment fund shares.
9311
Purpose of Payment name
Interest on debt from associated enterprises abroad
Purpose of Payment Description
Receipts of interest on inter-company debt to direct investor from associated enterprises abroad.
9312
Purpose of Payment name
Interest on other financial instruments abroad
Purpose of Payment Description
Receipts of interest on financial instruments other than inter-company debt from direct investment enterprises abroad.
9331
Purpose of Payment name
Dividends - General Government
Purpose of Payment Description
Receipts by general government of dividends on account of investment fund shares.
9332
Purpose of Payment name
Dividends - Banks
Purpose of Payment Description
Receipts of dividends by banks on account of investment fund shares.
9333
Purpose of Payment name
Dividends - Other Sectors
Purpose of Payment Description
Receipts of dividends by other sectors on account of investment fund shares.
9341
Purpose of Payment name
Bonds and notes - General Government
Purpose of Payment Description
Receipts of interest on account of bonds, debentures, notes, non-participating preferred stocks or shares, convertible bonds and bonds with optional maturity dates by government and government-controlled enterprises.
9351
Purpose of Payment name
Bonds and notes - Banks
Purpose of Payment Description
Receipts of interest on account of bonds, debentures, notes, non-participating preferred stocks or shares, convertible bonds and bonds with optional maturity dates by banks.
9361
Purpose of Payment name
Bonds and notes - Other Sectors
Purpose of Payment Description
Receipt of profit or interest by banks on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit and short-term notes issued under note issuance facilities (NIFs) by other sectors.
9381
Purpose of Payment name
Money market instruments - General government
Purpose of Payment Description
Receipt of profit or interest by government and government-controlled enterprises on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit and short-term notes issued under note issuance facilities (NIFs).
9391
Purpose of Payment name
Money market instruments - Banks
Purpose of Payment Description
Receipt of profit or interest by banks on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit and short-term notes issued under, and short-term notes issued under note issuance facilities (NIFs).
9401
Purpose of Payment name
Money market instruments - Other sectors
Purpose of Payment Description
Receipt of profit or interest by private sector enterprises on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit and short-term notes issued under note issuance facilities (NIFs).
9412
Purpose of Payment name
Interest on Deposits
Purpose of Payment Description
Interest on deposits.
9421
Purpose of Payment name
Interest debt servicing- refund of
Purpose of Payment Description
Refund of interest, service and commitment charges on foreign loan and credits chargeable to debt servicing.
9422
Purpose of Payment name
Others
Purpose of Payment Description
Other receipts by government and government-controlled enterprises.
9423
Purpose of Payment name
Refund of interest on S/L term borrowings-Govt.
Purpose of Payment Description
Refund of interest on short-term or long-term borrowings by government and government-controlled enterprises.
9426
Purpose of Payment name
Rent on natural resources
Purpose of Payment Description
Remittances received on account of rent for putting natural resources at the disposal of another institutional unit.
9441
Purpose of Payment name
Interest - Other Sectors
Purpose of Payment Description
Receipts of private sector enterprises and individuals on account of interest on their deposits abroad, etc.
9442
Purpose of Payment name
Discount- on trade bills-other sec.
Purpose of Payment Description
Receipts of private sector enterprises and individuals on account of discount on trade bills etc.
9443
Purpose of Payment name
Rent-other sectors
Purpose of Payment Description
Receipts on account of rent of the property.
9444
Purpose of Payment name
Other inv. Income n.s.e-other sectors
Purpose of Payment Description
Other investment income not specified elsewhere.
9445
Purpose of Payment name
Refund of S/L term borrowings-others
Purpose of Payment Description
Refund of interest on short-term or long-term borrowings by other than banks.
9448
Purpose of Payment name
Remittances of premium received on financial derivates
Purpose of Payment Description
Remittances of premium received on financial derivates.

Transfers

Capital Transfers

Purpose Code Purpose of Payment name Purpose of Payment Description
9481
Purpose of Payment name
Investment grants-in cash
Purpose of Payment Description
Investment grants-in cash
9482
Purpose of Payment name
Grants for military establishments
Purpose of Payment Description
Grants for military establishments.
9483
Purpose of Payment name
Taxes and duties on capital transfers
Purpose of Payment Description
Receipts on account of taxes levied by the government at irregular and infrequent intervals on the values of assets transferred to foreigners.
9484
Purpose of Payment name
Other capital transfer
Purpose of Payment Description
Receipts on account of other capital transfers (governmental entities) not specified elsewhere.
9491
Purpose of Payment name
Investment grants in cash-others
Purpose of Payment Description
Receipts of investment grants in cash by non-governmental organisations of Pakistan for the purposes of fixed capital formation.
9492
Purpose of Payment name
Investment grants-legacies, gifts etc.
Purpose of Payment Description
Receipts on account of legacies or large gifts by residents, nonprofit institutions and exceptionally large donations made by enterprises or households abroad to non-governmental institutions in Pakistan for financing gross fixed capital formation.
9493
Purpose of Payment name
Receipts on account of liabilities of the migrants
Purpose of Payment Description
Receipts on account of liabilities of the migrants who migrated from Pakistan. These transfers aren’t transactions between two parties but contra-entries to flows of goods and changes in the financial items that arise from migration of individuals from one economy to another.
9494
Purpose of Payment name
Other capital transfers-others
Purpose of Payment Description
Receipts on account of other capital transfers (non-governmental entities) not specified elsewhere.

Current Transfers

Purpose Code Purpose of Payment name Purpose of Payment Description
9468
Purpose of Payment name
Net premiums on nonlife insurance and standardised guaranteed
Purpose of Payment Description
Non-life insurance premiums consist of both the gross premiums received by policyholders to obtain insurance during the accounting period and the premium supplements received out of the investment income attributable to insurance policyholders.
9469
Purpose of Payment name
Nonlife insurance claims and calls under standardised guarantees
Purpose of Payment Description
Non-life insurance claims are the amounts received in settlement of claims that become due during the current accounting period.
9470
Purpose of Payment name
Social Contributions
Purpose of Payment Description
Social contributions are the actual or imputed contributions made by households to social insurance schemes to make provision for social benefits to be paid.
9471
Purpose of Payment name
Workers' remittances-other sectors
Purpose of Payment Description
Remittances received from Pakistani workers living abroad for one year or more on account of family maintenance in Pakistan.
9472
Purpose of Payment name
Workers' remittances- Postal-other Sec.
Purpose of Payment Description
Remittances received through postal authorities.
9473
Purpose of Payment name
Private donations
Purpose of Payment Description
Amounts received as gifts, dowries, inheritances, alimony and other support remittances.
9474
Purpose of Payment name
Cost of import of Gold
Purpose of Payment Description
Placement of non-monetary gold value into separate foreign currency account.
9475
Purpose of Payment name
Kerb purchases
Purpose of Payment Description
Purchases from kerb market.
9476
Purpose of Payment name
Private transfers (n.s.e)
Purpose of Payment Description
Other private transfers not specified elsewhere.
9477
Purpose of Payment name
Pension Transactions
Purpose of Payment Description
Remittances received from abroad by resident pensioners on account of pensions only.
9478
Purpose of Payment name
Utility bills and other agency fee & payments etc.
Purpose of Payment Description
Remittances received by electricity and gas companies, telecoms, educational institutions and universities accredited by HEC, super stores, hospitals etc.
9479
Purpose of Payment name
Housing schemes
Purpose of Payment Description
Remittances received by real estate builders or developers and housing societies from overseas Pakistani individuals for purchase of residential property for their families in Pakistan.
9653
Purpose of Payment name
Investment by migrants
Purpose of Payment Description
Remittances received on account of purchase of real estate and other businesses from migrants abroad and managed by residents or relatives in Pakistan.
9668
Purpose of Payment name
Net premiums on life insurance
Purpose of Payment Description
Life insurance premiums consist of both the gross premiums received by policyholders to obtain insurance during the accounting period and the premium supplements received out of the investment income attributable to insurance policyholders.
9669
Purpose of Payment name
Life Insurance Claims
Purpose of Payment Description
Life insurance claims are the amounts received in settlement of claims that become due during the current accounting period.

Government Transfers

Purpose Code Purpose of Payment name Purpose of Payment Description
9451
Purpose of Payment name
Taxes and duties
Purpose of Payment Description
Receipts on account of taxes and duties payable to the government.
9452
Purpose of Payment name
Custom duty in Gold
Purpose of Payment Description
Receipts on account of import duty on gold.
9453
Purpose of Payment name
Official donations (Budgetary grant)
Purpose of Payment Description
Receipts of cash or grants from other governments for financing current expenditures by Pakistan.
9454
Purpose of Payment name
Official donations (Aid and relief related)
Purpose of Payment Description
Official donations (Aid and relief related).
9455
Purpose of Payment name
Official donations (Military)
Purpose of Payment Description
Official donations (military).
9456
Purpose of Payment name
Official transfers (Regular)
Purpose of Payment Description
Receipts on account of regular transfers made as a matter of policy by international organisations to Pakistan.
9457
Purpose of Payment name
Official transfers (Technical)
Purpose of Payment Description
Receipts on account of salaries of technical assistance staff and related costs and expenses from international organisations to Pakistan.
9458
Purpose of Payment name
Zakat remittances
Purpose of Payment Description
Receipts on account of Zakat from abroad.
9459
Purpose of Payment name
Sadaqat remittances
Purpose of Payment Description
Receipts on account of Sadaqat from abroad.
9461
Purpose of Payment name
Official transfers (N.S.E)
Purpose of Payment Description
Other official transfers not specified elsewhere.
9463
Purpose of Payment name
Social contributions to general government
Purpose of Payment Description
Social contributions are the actual or imputed contributions made by households to government social insurance schemes to make provision for social benefits to be paid.

Financial Account

Purpose Code Purpose of Payment name Purpose of Payment Description
9532
Purpose of Payment name
FCA of residents- individuals
Purpose of Payment Description
Amounts received for credit to Foreign Currency Accounts of residents’ individuals maintained in Pakistan.
9533
Purpose of Payment name
FCA of residents- General government
Purpose of Payment Description
Amounts received for credit to Foreign Currency Accounts of public sector enterprises in Pakistan.
9534
Purpose of Payment name
FCA of residents-enterprises
Purpose of Payment Description
Amounts received for credit to Foreign Currency Accounts of private sector enterprises maintained in Pakistan other than special FCA.
9535
Purpose of Payment name
FCA of non-residents
Purpose of Payment Description
Amounts received for credit to Foreign Currency Accounts of non-residents maintained in Pakistan.
9501
Purpose of Payment name
Sale of land for establishment of embassy/institution.
Purpose of Payment Description
Receipts on account of sale of land to a foreign government for establishing embassies or missions in Pakistan.
9502
Purpose of Payment name
Sale of Intangible, nonfinancial assets
Purpose of Payment Description
Receipts on account of sale of intangible, non-financial assets such as patents and copyrights etc.
9503
Purpose of Payment name
Sale of marketing assets
Purpose of Payment Description
Receipts on account of sale of franchises or trademarks.
9543
Purpose of Payment name
Replenishment of FCA from interbank for settlement of FX loan (Pre-shipment) to exporters
Purpose of Payment Description
Purchase of foreign exchange from the SBP or interbank for settlement of foreign currency loan (pre-shipment) in case of non-realisation of export remittances by the due date to replenish the FCA balance.
9544
Purpose of Payment name
Replenishment of FCA from interbank for
Purpose of Payment Description
Purchase of foreign exchange from the SBP or interbank for settlement of foreign currency loan (post-shipment) in case of non-realisation of export remittances by the due date to replenish the FCA balance.
9545
Purpose of Payment name
Receipts against FX loan to importers
Purpose of Payment Description
Purchases of foreign exchange from interbank on behalf of importer to replenish the foreign currency account balance.

Important information